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How to Spot Identity Theft on Your Credit Reports If you’ve accessed your credit reports at any time in your life, odds are that you have seen some mistaken information in your credit file. After all, statistics show that the solid majority of people have errors on their credit report. Identity theft is one natural concern when this kind of information is found. But you may no ...

Cars break down. Paychecks come up short. Reasons are many to have extra cash. Instead of maxing out credit cards, tap into one of our low-cost revolving loan funds. Secured and unsecured options available.

Everyone loves a vacation. Whether it’s a week in the Outer Banks, driving up the east coast, or flying off to Europe, vacations are one of the finer things in life. But vacations can also end up costing far more than you intend, creating stress at the time where you are supposed to be relaxing. Here are five ideas for improving vacation budgeting to keep spending on track and ...

Saying “I Do” to Homeownership: How to Prepare for This Big Commitment Buying a home is a major commitment. It’s a bit like, well, getting married: you’ve got to be ready and you have to find the right “one.” And, like a marriage, homeownership is a dynamic experience that requires a tremendous amount of care and attention. If you are ready to shift from renter to buyer, you’ ...

Three Mortgages Every Home Buyer Should Know Because of the high cost of most real estate, very few people can purchase a home with savings alone. Therefore, if you are like the vast majority of people, you will be borrowing money from a financial institution to purchase the property you want. Called mortgages, these loan products can be quite complicated. Knowing the basics o ...

Its always exciting to go look at new cars, but we all hate the process!  Driving from lot to lot, being pressured into a car that is probably WAY out of our budget, and feeling the guilt of possibly not getting the best deal we can.  It can be stressful and cause a great deal of anxiety!  There's good news!  It doesn't have to be that way!  That's right, you can actually enjoy ...

Piedmont Advantage Credit Union announced today that its PACU Foundation donated $2,000 to each of three charities across the credit union’s service areas of North Carolina. A total of $6,000 will help meet critical needs in response to the COVID-19 pandemic and other economic hardships. The three organizations are: Financial Pathways of the Piedmont in Winston-Salem. The F ...

WINSTON-SALEM, N.C. (January 9, 2021) – The Piedmont Advantage Credit Union (PACU) Board of Directors appointed Jim Taylor Chairman of the Board Emeritus. This appointment honors Taylor’s distinguished 30 years of service as Board Chairman prior to his stepping down in October 2020. He has served on the board for more than 50 years.   While not the first volunteer-leader hono ...

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