At Piedmont Advantage, we know how important your home—your biggest investment—is. Our Unsecured and Secured Home Improvement Loans mean you can jump into that new project you’ve been thinking about. A new deck. Your dream kitchen. Replacing the HVAC unit that’s been giving you problems.


Unsecured Home Improvement Loan

Applicable for projects from $5,000 to $30,000.

The best part? A great rate, approval in a single day and none of the usual fees you find with other loans.

Simple and convenient. One more way Piedmont Advantage works for our members.

Learn more by stopping into one of our branches or calling 800.433.7228

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General Information


Secured Home Improvement Loan

Thinking about a new addition to your home?  Have several rooms you want to update?  Another simple and convenient solution here to serve your needs!

  • Ideal for large-scale home improvement projects
  • Loan terms up to 120 months
  • Borrow up to 95% of the home's value (less current first mortgage)
  • Eligible properties include townhouses and condominiums


Headquartered in Winston-Salem, North Carolina, and founded in 1949 within the airline industry, Piedmont Advantage Credit Union (PACU) now serves member-owners, who reside, work or worship in one of the eight communities it serves in North Carolina or who are employed by one of its many employer companies. These eight communities are in Forsyth, Guilford, Mecklenburg, Cumberland, Duplin, Iredell, New Hanover and Rockingham counties. A nonprofit cooperative financial institution, PACU has 10 branches throughout its service region and employs a workforce of over 100.

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