Branches closing early due to weather 1.21.22:

(1) Due to the increasing inclement weather, our Kenansville and Wilmington branches will close at 2 p.m. today, 1.21.22 (2) Fayetteville branch is closed today, 1.21.22. If you need in-branch assistance, go to Bragg Mutual, 201 Hay Street, Fayetteville. (3) Due to a scheduled maintenance process, eStatements will be unavailable on Monday, 1.24.22, from 8 p.m. to 1 a.m.

At Piedmont Advantage Credit Union, we know how important your home—your biggest investment—is. Our Unsecured and Secured Home Improvement Loans mean you can jump into that new project you’ve been thinking about. A new deck. Your dream kitchen. Replacing the HVAC unit that’s been giving you problems, our repair and remodeling loans can help you finance your projects.
Unsecured Home Improvement Loan
  • Applicable for projects from $5,000 to $30,000.
  • The best part? A great rate, quick approval and none of the usual fees you find with other loans.
  • Simple and convenient. One more way Piedmont Advantage works for our members. 


Secured Home Improvement Loan
  • Ideal for large-scale home improvement projects
  • Loan terms up to 120 months
  • Borrow up to 95% of the home's value (less current first mortgage)
  • Eligible properties also include townhouses and condominiums

If you would like to learn more about our Secured and Unsecured Home Improvement Loans, please complete this inquiry form and one of our member representatives will follow up soon.

Contact Us

New to Piedmont Advantage?

Follow these easy steps to open your membership and new accounts:

  1. Membership begins when you open your Share Savings Account with a minimum deposit of just $5. Upon membership approval, you're set to apply for our premier credit cards, various loan solutions and many other deposit accounts.
  2. If you're not a member and have started or completed an online application, upon receipt of your application, we will follow up with you regarding your membership.
  3. You also may apply for membership or any new account by visiting a branch or calling our Member Relationship Center, 800.433.PACU.

Check Your Loan Status

If you have applied online or directly with our lending department and would like to check the status of your loan or to upload requested documents, click below.

Headquartered in Winston-Salem, North Carolina, and founded in 1949 within the airline industry, Piedmont Advantage Credit Union (PACU) now serves member-owners, who reside, work, worship or attend school in one of the 13 counties it serves in North Carolina or who are employed by one of its many employer companies. These 13 counties are Bladen, Brunswick, Columbus, Cumberland, Davie, Duplin, Forsyth, Guilford, Iredell, Mecklenburg, New Hanover, Pender and Rockingham. A nonprofit cooperative financial institution, PACU has 10 branches throughout its service regions and employs a workforce of over 120.

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