Why should you shop for your next vehicle at a dealership that is a member of our Preferred Dealer Network?

  1. We have among the best auto rates the financial industry has to offer; so while at one of our Preferred Dealers, ask the dealer if your loan can be financed by Piedmont Advantage.* Only our Preferred Dealers will have access to our online application process and great rates.
  2. If you've been pre-approved for a purchase amount from Piedmont Advantage, while at one of our Preferred Dealers, complete the auto financing on the spot. Only our Preferred Dealers will have the ability to electronically send us the necessary sales information to finalize your loan while you're at the dealership. You won't have to come back to the branch to finalize your paperwork.

 Preferred Dealer Network Members


  • Flow Honda of Burlington
  • Flow Volkswagen Subaru Volvo
  • Modern Mazda
  • Modern Chevrolet Cadillac of Burlington


  • Modern Hyundai
  • Modern Genesis Nissan
  • Modern Concord Nissan


  • Flow Auto Center
  • Flow Audi Volkswagen
  • Modern Infiniti


  • Flow Honda Statesville
  • Flow Hyundai of Statesville
  • Flow Nissan of Statesville
  • Flow Toyota of Statesville


  • Flow BMW
  • Flow Mini
  • Flow Honda
  • Flow GM Cadillac Chevrolet Buick GMC
  • Flow Acura Audi
  • Flow Volkswagen
  • Modern Chevrolet
  • Modern Nissan
  • Modern Toyota
  • Modern Infiniti of Winston-Salem
  • North Point Chrysler Dodge FIAT Jeep Ram
  • Parkway Ford Lincoln
  • Parkway Ford North
  • Smokin Harley-Davidson

Other North Carolina Locations

  • Autos by Nelson of Mount Airy
  • Jerry Hunt Supercenter, Lexington
  • Jerry Hunt Supercenter, Salisbury
  • Modern Lake Norman Nissan, Cornelius

Virginia Locations

  • Nelson Kia Subaru, Bassett
  • Nelson Ford Mazda, Martinsville
  • Nelson Honda, Martinsville
  • GR Chevrolet Buick GMC, Stanleytown
  • Nelson Toyota, Stanleytown

*Click here for the Preferred Dealers' addresses and contact information.

If you would like a Pre-Approved Certificate of Purchase before you start shopping for your next vehicle, select an appointment type below to schedule a meeting with a representative at one of our branches or call 800.433.7228 for assistance.

Indirect Lending Program

Membership Eligibility

To become a member of any credit union, you need to have a common bond with the other members.

When purchasing a vehicle through one of our Preferred Dealers, you can qualify to become a member of Piedmont Advantage in several convenient ways.

Headquartered in Winston-Salem, North Carolina, and founded in 1949 within the aviation industry, Piedmont Advantage Credit Union (PACU) serves member-owners, who reside, work, worship, attend school or operate a business in one of the six counties it serves in North Carolina or who are employed by one of its many employer companies. These six counties are Davie, Forsyth, Guilford, Iredell, Mecklenburg and Rockingham.

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