Advantage Access Online Banking and Mobile App, with 3 Checking Solutions.

Job, family, hobbies, volunteer work. Your life is complicated enough. You deserve checking account options that are simple and straight-forward for all of your online transactions and debit card purchases.Whether you choose an account that offers the basics with no monthly fees, or one that pays interest on deposits, you'll enjoy features that let you get the job done and move on with your busy day.

Simple+ Checking

  • Become an active account holder and and you'll earn a 2.00% APY* on your account balance up to $10,000. 
  • It's as easy as 1-2-3:
    • Use your debit card a minimum of 15 times for everyday purchases during the month
    • Opt-in to our eStatements through Advantage Online Banking
    • Set up at least one direct deposit
    • Accountholders over 50 receive free checks and free official checks

Basic Checking

  • No minimum balance requirements
  • No monthly service charges
  • Opening deposit of $25, waived when you include direct deposit
  • Free Instant Issue VISA debit card
  • Easy access to your money through a national network of over 35,000 surcharge-free ATMs
  • Manage account 24/7 with Online Banking tools and Mobile App

Interest Checking

  • No monthly service charges
  • Earn interest on deposits when balances exceed $100
  • Minimum opening deposit of $100
  • Opening deposit only $25** when you include the convenience of direct deposit
  • Free Instant Issue VISA debit card
  • Easy access to money through national network of over 35,000 surcharge-free ATMs
  • Manage account 24/7 with Online Banking tools and Mobile App

Silver Advantage Checking

  • Exclusively for members 55 years and older
  • No monthly services fees
  • No minimum balance required
  • Earn interest on balances above $100
  • Free Instant Issue VISA debit card
  • Free checks
  • Free official/cashier checks
  • Easy access to money through national network of ATMs
  • Manage account 24/7 with Online Banking tools and Mobile App

 

You've Earned It

A checking account that offers interest? That's a rare find. But we're happy to offer one.
Open an Account

Truth In Savings Disclosure

 

Frequently Asked Questions

 

Resources

Piedmont Advantage Credit Union in North Carolina offers valuable banking solutions including checking accountssavings accountsmortgagesauto loansCDsIRAs and more. Bank online, with our mobile app, or visit one of our conveniently located branches in Winston-SalemEdenMooresvilleCharlotteGreensboroWilmington, Kenansville and Fayetteville, NC.

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