Get an account or finance your next loan with Piedmont Advantage Credit Union in North Carolina.


Let the improvements begin!

Are you facing major home improvement projects? Unexpected costs? Education expenses looming or getting rid of debt? A home equity line of credit or loan may be what you need to cover what life brings your way. At Piedmont Advantage Credit Union, we want to help you make the equity in your home work for you! Depending on which product works for you; whether you are accessing this cash through a fixed equity loan one time or needing to dip into an equity line of credit over time, we can help you. Upon approval, you can access money easily through the Advantage Access Mobile App or Online Services and any time you have a need over a period of years. You also can access by phone or within one of our North Carolina branches.

Home Equity Line of Credit (HELOC)

  • Access your funds to use however you need for 10 years
  • Competitive variable Annual Percentage Rate (APR) tied to Prime Rate
  • No closing costs in most situations
  • Acceptable as first or second lien
  • Available in NC, SC, VA, GA, TN, FL and PA

Home Equity Loan

  • Find a solution that fits in your budget with an attractive fixed Annual Percentage Rate (APR) and terms up to 20 years (for loans $25,000+)
  • No origination fee and minimal closing costs
  • Borrow up to $350,000 in lump sum
  • Acceptable as first or second lien
  • Available in NC, SC, VA, GA, TN, FL and PA

Select an appointment type below to schedule a meeting to discuss Home Equity products today.


Check Your Loan Status

If you have applied online or directly with our lending department and would like to check the status of your loan or to upload requested documents, click below.

New to Piedmont Advantage?

If you have an immediate family member of an existing Piedmont Advantage member, work for a Select Employer Group or live, work, worship, attend school or operate a business in the North Carolina counties of Davie, Forsyth, Guilford, Iredell, Mecklenburg or Rockingham, you're eligible to become a member.

Headquartered in Winston-Salem, North Carolina, and founded in 1949 within the aviation industry, Piedmont Advantage Credit Union (PACU) serves member-owners, who reside, work, worship, attend school or operate a business in one of the six counties it serves in North Carolina or who are employed by one of its many employer companies. These six counties are Davie, Forsyth, Guilford, Iredell, Mecklenburg and Rockingham.

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