In order to help prevent the spread of COVID-19 and adhere to social distancing, our branch lobbies are temporarily limited to appointments only. Drive-thru service is still available. To schedule an appointment, click here. We also encourage our members to utilize the Advantage Access Mobile App and Advantage Access Online Banking. You can complete almost all account actions through these services and save yourself from making a trip to a branch. If you have any questions please email callcenterteam@pacu.com or call 800-433-7228.

A $5 deposit provides you with the value-added benefits of membership while building your savings.

Members come first at Piedmont Advantage Credit Union. It’s how we think, what we do, and how we live. We are different from other financial institutions, and it is our core value that guides us as we help our members build financial wellness through:

  • Personalized solutions built for your financial needs
  • Convenience of Advantage Access Mobile App and Online Banking, Advantage Bill Pay, E-Statements to protect your private information and more!
  • Financial information and education
    • Online live webinars and a video library
    • Community seminars offered throughout North Carolina

Once you're a member, you're always a member, with access to various savings accounts to achieve your goals.

Regular Share Savings

  • Become a member today with only a $5 deposit!
  • Access your funds at 5,000 shared branches and more than 30,000 surcharge-free ATMs across the country
  • Maintain at least $100 to earn dividends
  • Save every time you get paid by signing up for direct deposit
  • Want to save and win? With every $25 deposit to a Save to Win account, you are entered to win a monthly drawing!

Personal Select Account

  • Pick a special reason to save, name your account (e.g., Wedding Fund, Dream Vacation. Etc.) and start saving
  • Borrow against the value of this account through a share secured loan, while your savings continue to grow and earn dividends

Money Market Account

  • Make your money work for you. Maximize your savings while maintaining convenient access.
  • No monthly account fees
  • $1,000 balance needed to open the account and earn interest

Money Market Plus Account

  • Enjoy a higher APY for larger balances
  • Quick and easy access to funds
  • No monthly account fees
  • $100,000 minimum to open

Holiday Club

  • Put more merry into next Christmas, and start planning now!
  • Minimum of $5 to open and start earning interest
  • Funds are transferred automatically to your Regular Share Savings in October
  • Please note, a $20 fee applies when you withdraw funds or close the account at any time before the transfer date

Vacation Club

  • Enjoy your next vacation stress-free by saving up for it today
  • Minimum of $5 to open and earn interest
  • Funds are transferred automatically to your Regular Share Savings in April
  • Please note, a $20 fee applies when you withdraw funds or close the account at any time before the transfer date

Share Certificates (CDs)

  • Keep cash deposited for longer terms and take advantage of even higher rates
  • Learn more about our Certificates and terms
  • Open a Save to Win Share Certificate and be entered in drawings for cash prizes with each deposit!

Health Savings Accounts (HSAs)

  • Save for future medical expenses and enjoy specific tax advantages
  • Learn more about HSAs


Make Your Move

Join the credit union that puts you, our member-owner, first, every time.
Contact Us

Truth In Savings Disclosure


Piedmont Advantage Credit Union in North Carolina offers valuable banking solutions including checking accountssavings accountsmortgagesauto loansCDsIRAs and more. Bank online, with our mobile app, or visit one of our conveniently located branches in Winston-SalemEdenMooresvilleCharlotteGreensboroWilmington, Kenansville and Fayetteville, NC.

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