If you have applied online or directly with our lending department and would like to check the status of your loan or to upload requested documents, click below.
Our fast and simple consumer loan process means you'll get your money right when you need it.
One day, your lawn tractor calls it quits. Then the tuition bill comes due. And those credit card bills are growing every month. At Piedmont Advantage Credit Union, we understand that life often presents challenges. We are here to help you navigate those challenges. We offer three types of personal loans with competitive interest rates, flexible terms and no strings attached. You have the freedom to use the money as you see fit, knowing it's going to give you the breathing room you're looking for.
Signature Loan
- Need funds? Find your solutions with competitive fixed rates and flexible terms.
- Consolidate debt or purchase items such as lawn equipment, appliances, ATVs, etc.
- No collateral needed
- Fast processing and quick closing
Apply Online
Share or Certificate of Deposit (CD) Secured Loan
- Use money you are already saving as collateral. This low, fixed rate loan is secured by a hold on your savings or CD balance
- Proceeds can be used however you need
- Repayment options include single pay or monthly
- If CD-secured, term cannot exceed the certificate's maturity date
- If share-secured, maximum term is 60 months
Apply Online
Credit Builder Loan
- Need to establish credit or re-establish a satisfactory payment history? The Credit Builder Loan is a great place to start.
- Proceeds are placed and held in a share savings account
- Loan amounts range from $500 to $5,000
- Fill out the Loan Inquiry Form below for more information on how to apply.
Not ready to apply online?
Complete this form and a North Carolina member representative will be in touch soon to help you through your research process so that you are making the best financial decisions for you and your family.
New to Piedmont Advantage?
If you live, work, worship or attend school in the North Carolina counties of Bladen, Brunswick, Columbus, Cumberland, Davie, Duplin, Forsyth, Guilford, Iredell, Mecklenburg, New Hanover, Pender and Rockingham or employed by one of our many employer companies, you are eligible to join.