Debit Card Update::

If you have a Piedmont Advantage Debit Card, please note that your new Piedmont Advantage Debit Card will arrive soon. Upon receipt of this new card, put in a safe place and activate on March 10, 2021, to avoid any interruption of services. You will be unable to activate prior to March 10, 2021.

From researching your dream machine to locating the make and model that’s right for you, the vehicle-buying experience can be hassle-free and even fun!

What do your first car, a high-performance sedan, a spacious SUV, and a rugged pickup have in common? That's easy. They'll get you where you want to go, whether that’s around North Carolina or elsewhere. But first we're here to help! And because we've been making loans for our members for more than 70 years we'll get it right - a great rate, a quick and simple application process (online, by phone, or in person), and fast turnaround.  Take us for a "test drive" today!  

New Auto Loan

  • Fixed auto loan rates mean a monthly payment that won’t change each month
  • Pick the day of the month to pay your loan that fits your life
  • Choose the term that is right for you, up to 84 months
  • Loans for first-time car buyers
  • Quick and easy underwriting and fast turnaround time
  • Finance up to 125% of the dealer invoice, including taxes and tags

Used Auto Loan

  • Fixed car loan rates mean a monthly payment that won’t change each month
  • Pick the day of the month to pay your loan that fits your life
  • Finance up to 135% of NADA book value (clean retail)

Save As You Drive

With a low-rate vehicle loan, you'll pay a lot less for your car in the long run. Apply Online Now

Not ready to apply online but are interested in learning more? Complete this form and a member representative will be in touch soon to help you through your research process so that you are making the best financial decisions for you and your family.
General Information

Frequently Asked Questions


Headquartered in Winston-Salem, North Carolina, and founded in 1949 within the airline industry, Piedmont Advantage Credit Union (PACU) now serves member-owners, who reside, work, worship or attend school in one of the 12 counties it serves in North Carolina or who are employed by one of its many employer companies. These 12 counties are Bladen, Brunswick, Columbus, Cumberland, Duplin, Forsyth, Guilford, Iredell, Mecklenburg, New Hanover, Pender and Rockingham. A nonprofit cooperative financial institution, PACU has 10 branches throughout its service regions and employs a workforce of over 100.

Back to top