If you live, work, worship or attend school in the North Carolina counties of:

  • Davie County
  • Forsyth County
  • Guilford County
  • Iredell County
  • Mecklenburg County 
  • Rockingham County




You're eligible if you're an immediate family member of an existing member regardless of where you live. Immediate family members include:

  • Persons who live in the same household and are related by blood, adoption or marriage
  • Children and their spouses
  • Parents
  • Spouse’s parents
  • Siblings and their spouses
  • Spouse’s siblings and their spouses




If you are employed by one of our many employer companies, you are eligible to join. 


At Piedmont Advantage Credit Union, we believe that banking is not just about numbers and transactions. It's about people and relationships. When you walk into our branches, you're not just a customer or a number. You're a valued member-owner, a part of the PACU family.   

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Benefits of Membership Highlights



Get your paycheck or federal benefits up to two days early


blue phone graphicONLINE & MOBILE BANKING

Manage your banking anywhere at any time


atm graphicFEE-FREE ATMs

30,000+ ATMs nationwide with CO-OP Network


switch banks iconSHARED BRANCHING

Bank at 5,600 shared branch locations across all 50 states



Free PACU certified financial counselors 


banking building icon SWITCH TRANSFERS

We help move direct deposits and bill payments 


How to Join Piedmont Advantage

Requirements & Documentation

Confirm member eligibility. Once confirmed, have with you your government-issued ID, SSN or ITIN and utility bill with current address if address is different from ID.

Select Your Accounts for Short- & Long-term Goals

If unsure, we recommend starting with our Share Savings (required) and a checking account. We can then recommend other accounts that best fit your needs.

Select Funding Method & Amounts for Accounts

Deposit a minimum of $5 for your Share Savings and $25 for a checking account. Minimum balances for other accounts, like share certificates, may vary.

Membership Confirmation Upon Approval

We'll welcome you as our newest member or reach out immediately for more information if needed. If not eligible at the moment, we will let you know.



We can’t wait to welcome you to the PACU family. To join, you open a Share Savings Account with a minimum deposit of $5. Having a Share Savings Accounts represents your “share” or ownership of the credit union.



PACU Product Offerings

So what's the difference between PACU and other financial institutions? Our Simply Service® culture with the genuine care and dedication we bring to every interaction. We're more than banking. It's belonging.

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If you'd prefer, select an appointment type below to schedule a meeting with a representative online or at one of our branches. Or call 800.433.7228 for assistance.

For more information and disclosures, please click the Business and/or Personal Disclosure links at the bottom of this page.

*Non-deposit investment products and services are offered through CUSO Financial Services, L.P. ("CFS"), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. Piedmont Advantage has contracted with CFS to make non-deposit investment products and services available to credit union members.


Headquartered in Winston-Salem, North Carolina, and founded in 1949 within the aviation industry, Piedmont Advantage Credit Union (PACU) serves member-owners, who reside, work, worship, attend school or operate a business in one of the six counties it serves in North Carolina or who are employed by one of its many employer companies. These six counties are Davie, Forsyth, Guilford, Iredell, Mecklenburg and Rockingham.

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