Our Approach

Our defined financial planning process includes the following steps:

We want to establish and define our relationship.  We'll discuss our commitment to you as well as your responsibilities in the process.

Next we will gather information.  We will gather some basic information about you, your family and your goals.

We will use the information you provided to analyze and evaluate your current situation.

We will develop and present recommendations to help you accomplish your goals.

With your consent, we will then help you implement your plan.

Finally, we will continue to help you monitor your plan on an ongoing basis.

Our discussion may include many of the following topics, among others:

401K Recommendations and Rollovers
Asset Allocation
Asset Protection
Charitable Giving Strategies
Disability Insurance/Income Protection
Education Planning
Estate Planning
Life Insurance
Long-Term Care Planning
Medicare Planning
Retirement Accumulation
Retirement Income Planning
Risk Assessment
Risk Management
Social Security Planning
Tax Planning Strategies

*Non-deposit investment products and services are offered through CUSO Financial Services, L.P. ("CFS"), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. Piedmont Advantage has contracted with CFS to make non-deposit investment products and services available to credit union members.

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