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No matter how you roll, Piedmont Advantage Credit Union’s adventure-buying experience is the place to begin.

Adventurers at heart tend to be inspired by connections with people and ideas. Get started today with your next vehicle inspiration or ultimate recharge by purchasing a new or used boat, motorcycle or RV. With the option to finance up to 100% of the purchase price with repayment terms of up to 10 years, you're on your way in experiencing your next North Carolina adventure.

New and Used Boat Loans
  • Find the best lending option for your budget with our competitive, fixed boat loan interest rates.
  • For new boats, borrow up to 100% of the MSRP.
  • For used boats, borrow up to 90% of the NADA "Average retail" value.
  • Minimum loan amount of $10,000.
  • Loan terms up to 120 months ($50,000 minimum).
APPLY NOW
New and Used Motorcycle Loans
  • Whether your dream bike is new or used, find the best option for your budget with our competitive, fixed motorcycle loan interest rates and terms up to 72 months.
  • Borrow up to 100% of MSRP (new) or 100% of NADA trade value (used).
APPLY NOW
New and Used RV Loans
  • Find the best option for your budget with our competitive, fixed RV loan interest rates and terms up to 120 months ($50,000 minimum).
  • Minimum loan amount of $10,000.
  • If a new RV is what you are looking for, borrow up to 100% of the MSRP.
  • For used recreational vehicles, borrow up to 100% of the NADA "low retail" value.
APPLY NOW
General Purpose Vehicle Loans

Have a need for non-traditional collateral, such as an ATV, watercraft, snowmobile, classic car, or even farm equipment and tow behind trailer? We have a solution for that, too!

  • Terms up to 72 months for loans of $10,000 or more.
  • Borrow up to 80% of the purchase price.
  • Fast loan processing and quick closing.
APPLY NOW
With our adventure-buying experience, you're one step closer to inspiration, leading to new connections and ideas.
Select an appointment type below to schedule a meeting to discuss Boat, RV or Motorcycle Financing today.

Check Your Loan Status

If you have applied online or directly with our lending department and would like to check the status of your loan or to upload requested documents, click below.

New to Piedmont Advantage?

Follow these easy steps to open your membership and new accounts:

  1. Membership begins when you open your Share Savings Account with a minimum deposit of just $5. Upon membership approval, you're set to apply for our premier credit cards, various loan solutions and many other deposit accounts.
  2. If you're not a member and have started or completed an online application, upon receipt of your application, we will follow up with you regarding your membership.
  3. You also may apply for membership or any new account by visiting a branch or calling our Member Relationship Center, 800.433.PACU.

Headquartered in Winston-Salem, North Carolina, and founded in 1949 within the aviation industry, Piedmont Advantage Credit Union (PACU) serves member-owners, who reside, work, worship, attend school or operate a business in one of the six counties it serves in North Carolina or who are employed by one of its many employer companies. These six counties are Davie, Forsyth, Guilford, Iredell, Mecklenburg and Rockingham.

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