Helping North Carolina members with their banking, since 1949.

Vice President of Innovation

Meet Candice Champe, our Vice President of Innovation. In this newly-created position, Candice has been a major contributor of PACU's team for 24 years.

PACU Foundation's Flying Colors Run

PACU Foundation’s Flying Colors Charity Fun Run raises more than $11,000 for families overcoming financial hardship. Photo by: Aven Angel Photography

Debt Consolidation Realities

The last few years have been challenging with soaring inflation and rising interest rates, all of which have put a strain on our household finances.

Piedmont Advantage Auto Loans: Embark with confidence on your next auto adventure

New and used auto loans, along with refinancing and lease buyout options, available. Great rates, tailored loan terms and more buying power as we will finance up to 125% of invoice value for new vehicles.

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Home Equity Line of Credit and Home Equity Loans

Need help with consolidating debt, improving your home or any other major expense? Whatever you need, a home equity line of credit or loan might just be your solution.

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Among the Best Youth Checking and Savings Accounts in North Carolina

From children to teens to young adults, our youth deserves more than basic financial services. They deserve the best!

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Featured Rates

*Includes 0.25% rate concession for enrollment in auto bill payment.

Interest rates and yields subject to change without notice.

Simple+ Checking

Up to 4.44


7-Month Special Certificate



New Auto Loan


% APR*


At Piedmont Advantage, we will never ask you to share sensitive information over the phone or by email without your request. Beware of all solicitations asking for your passwords, PINs and checking and credit card account information. If this were to occur, go to to report immediately. Tips to protect yourself from fraudsters:

  • We will never call, text or email you asking for personal account information.
  • We will never FaceTime call you.
  • If someone claims to transfer you to PACU, hang up and call us yourself, 800.433.7228.
  • If you receive a letter, text or email claiming that you may be a victim of fraud, be cautious and call us yourself, 800.433.7228, to verify that the communication is valid.
  • Do not click on links unless you initiated the request.
  • Reputable employers will never send a new hire a check with instruction to return the funds as part of the job.
  • Be leery of anyone trying to befriend you that you have not met in person.
  • If the story does not make sense, it’s likely fraud.

Headquartered in Winston-Salem, North Carolina, and founded in 1949 within the aviation industry, Piedmont Advantage Credit Union (PACU) serves member-owners, who reside, work, worship, attend school or operate a business in one of the six counties it serves in North Carolina or who are employed by one of its many employer companies. These six counties are Davie, Forsyth, Guilford, Iredell, Mecklenburg and Rockingham.

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