Get an account or finance your next loan with Piedmont Advantage Credit Union in North Carolina.

eStatement Enrollment Guide:

To start receiving eStatements, you'll need to be enrolled in Online Banking first. If you're already enrolled in Online Banking, log into Online Banking, click any Account Name, then click "eStatements," select "Continue" in pop-up window, read and accept "Site Terms," enter email and click "Submit." Here is a guide and video. To enroll into Online Banking, this Online Banking guide or Online Banking video is available if needed.

Simplify your finances and save with Piedmont Advantage's Debt Simplified Loan.

Don't let credit card debt eat into your hard-earned money any longer by taking advantage of our Debt Simplified Loan, a low fixed rate with an APR as low as 7%.

Our quick and hassle-free online application process makes it easy to start taking action toward a better financial future today. Learn More.

Simple+ Checking: A free checking account with perks, early direct deposit, no fees and no minimum balance requirements.

Does your current checking account make you jump through hoops every month just to avoid fees or qualify for certain features? Get an account that automatically flexes for your benefit. Always free with perks that adjust to match your needs, including early direct deposit, no fees and no minimum balance requirements.

Check out Simple+ Checking for yourself.

Receive a FREE thank you gift at account opening and $50 within 90 days.

Finance your next auto loan with us directly or with one of our Preferred Dealers.

Whether you want to buy a new or used vehicle, refinance or buyout your lease, at Piedmont Advantage Credit Union, we make it easy and affordable for you to get or keep the car you want. Learn More

Plan to finance an auto loan at a dealership? Make sure it is a PACU Preferred Dealer Network Member. Here's Why

In My Experience: Featuring Buck Green

A recent Piedmont Advantage employee newsletter, THE CONNECTOR, published quarterly by our DI Committee, features Buck Green, newly elected DI Committee chairman.

PACU Foundation gifts $18,000

PACU Foundation President Jean Golden-Rumer said, “In 2022, more than 70 percent of the credit union’s employees donated to the Foundation.”

IT Department Featured

If Piedmont Advantage Credit Union’s IT department resembles most IT departments, there’s usually no public limelight or gravitas.

Featured Rates

*Includes 0.25% rate concession for enrollment in auto bill payment.

Interest rates and yields subject to change without notice.

11-Month Share Certificate



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At Piedmont Advantage, we will never ask you to share sensitive information over the phone or by email without your request. Beware of all solicitations asking for your passwords, PINs and checking and credit card account information. If this were to occur, go to to report immediately. Tips to protect yourself from fraudsters:

  • Remember, we will never call you asking for personal account information.
  • If someone claims to transfer you to PACU, hang up and call us yourself, 800.433.7228.
  • If you receive a letter, text or email claiming that you may be a victim of fraud, be cautious and call us yourself, 800.433.7228, to verify that the communication is valid.
  • Do not click on links unless you initiated the request.
  • Reputable employers will never send a new hire a check with instruction to return the funds as part of the job.
  • Be leery of anyone trying to befriend you that you have not met in person.
  • If the story does not make sense, it’s likely fraud.

Headquartered in Winston-Salem, North Carolina, and founded in 1949 within the aviation industry, Piedmont Advantage Credit Union (PACU) serves member-owners, who reside, work, worship, attend school or operate a business in one of the six counties it serves in North Carolina or who are employed by one of its many employer companies. These six counties are Davie, Forsyth, Guilford, Iredell, Mecklenburg and Rockingham.

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