Important Notice regarding Updated Terms to PACU Accounts:

Banking transformation ahead as final phase of core banking system upgrade nears. For details, click here.

Simple+ Checking: A free checking account that combines simplicity with extraordinary rewards1

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Home Equity Line of Credit and Home Equity Loans

Need help with consolidating debt, improving your home or any other major expense? Whatever you need, a home equity line of credit or loan might just be your solution.

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Among the Best Youth Checking and Savings Accounts in North Carolina

From children to teens to young adults, our youth deserves more than basic financial services. They deserve the best!

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Featured Rates

*Includes 0.25% rate concession for enrollment in auto bill payment.

Interest rates and yields subject to change without notice.

7-Month Share Certificate



Home Improvement



Used Auto Loan


% APR*

Congratulations, Sandi Richardson

Congratulations to Sandi Richardson, our Risk Management Operations Manager, for graduating from the Carolinas Credit Union League’s Leadership Development Institute.

PACU Foundation gifts $24,000

The PACU Foundation gifted on Giving Tuesday a total of $24,000 to six charities to increase their capacity to help North Carolina residents in times of financial hardship.

In-house Certified Financial Counselors

Piedmont Advantage announces its first cohort of in-house certified financial counselors. This investment provides personalized financial guidance and assistance to members.


At Piedmont Advantage, we will never ask you to share sensitive information over the phone or by email without your request. Beware of all solicitations asking for your passwords, PINs and checking and credit card account information. If this were to occur, go to to report immediately. Tips to protect yourself from fraudsters:

  • Remember, we will never call you asking for personal account information.
  • If someone claims to transfer you to PACU, hang up and call us yourself, 800.433.7228.
  • If you receive a letter, text or email claiming that you may be a victim of fraud, be cautious and call us yourself, 800.433.7228, to verify that the communication is valid.
  • Do not click on links unless you initiated the request.
  • Reputable employers will never send a new hire a check with instruction to return the funds as part of the job.
  • Be leery of anyone trying to befriend you that you have not met in person.
  • If the story does not make sense, it’s likely fraud.

Headquartered in Winston-Salem, North Carolina, and founded in 1949 within the aviation industry, Piedmont Advantage Credit Union (PACU) serves member-owners, who reside, work, worship, attend school or operate a business in one of the six counties it serves in North Carolina or who are employed by one of its many employer companies. These six counties are Davie, Forsyth, Guilford, Iredell, Mecklenburg and Rockingham.

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