• No Monthly Fees.
  • No NSF Fees.
  • No Minimum Balance Requirements.

Learn how to manage money with Piedmont Advantage Credit Union’s all digital FREE student checking account which includes online banking, a mobile banking app, a contactless debit card, built-in safeguards and many more benefits.





Identity Theft Expense Reimbursement Coverage

Receive up to $10,000 to help pay expenses, clear name and restore identity, should you become the victim of identity fraud.

Comprehensive Identity Theft Resolution Service

Should you suffer identity theft, your very own dedicated fraud resolution specialist will help you every step of the way until your identity is restored.

Identity Monitoring1

Monitoring of over 1,000 databases.

Debit Advantage®

Buyers Protection2 covers items for 90 days from the date of purchase against accidental breakage, fire or theft. Extended Warranty2 extends the U.S. manufacturer’s original written warranty up to one full year on most new retail purchases if the warranty is less than five years. (Item(s) must be purchased entirely with eligible account.)



$hopping RewardsTM 1 

Receiving Shopping Rewards is simple! As a North Carolina member, you have access to exclusive offers and discounts at thousands of leading online retailers. Simply shop online using our customized shopping portal and receive cash back. Your cash back can be held in your $hopping Rewards account to use toward future purchases or conveniently sent to you as a check. Yes, it's that easy!

Travel and Leisure Discounts2

Money-saving discounts from thousands of local and national businesses - redeem and print coupons online or access discounts from a mobile device. Digital access makes saving super easy and convenient, giving instant savings anywhere, anytime.  (Available via mobile or web only)



Roadside Assistance Service

24-hour coverage for roadside assistance services including towing, fuel/oil/fluid/water delivery and battery/lock-out/tire assistance up to $80 per occurrence. Maximum of two occurrences per 12-month period.


Ready to Get Started?

To learn more or schedule an appointment, please complete the form below or contact us at 800.433.7228 or [email protected]. (You must be 18 years old or older to complete this form.)  

All minor accounts must be opened in person at one of our branches.

Select an appointment type below to schedule a meeting to open your new PACU Youth Account.


1Registration/activation required.

2The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the benefits described. Refer to the Guide to Benefits and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefits or on the certificate of insurance. Insurance products are not insured by the NCUA or any Federal Government Agency; not a deposit of or guaranteed by the credit union or any credit union affiliate.

For more information and disclosures about this account, please click the Personal Disclosures link at the bottom of this page.

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