
The Right Loan, For You
At Piedmont Advantage, we know that life doesn’t follow a script, and your loan shouldn’t either. That’s why we offer lending options for your unique path.
Your Life Isn’t One-Size-Fits-All. Neither Are Our Loans.

Auto Loans
Before you ever set foot on a car lot, getting preapproved with us puts you in the driver’s seat, literally and financially. It’s more than a number. It’s your bargaining power. With a preapproval from Piedmont Advantage, you’ll know exactly what you can afford, which means no surprises, less stress and a better chance of negotiating like a pro.
Personal Loans
When life throws you a curveball or an opportunity, our personal loan helps you confidently handle both. Maybe you have a once-in-a-lifetime trip, a medical bill showed up uninvited or a chance to consolidate debt and breathe easier. Whatever the reason, our personal loan is here to help you say yes to stability and the possibility.


Boat, RV and Motorcycle Loans
There’s nothing like owning an adventure. Our boat, RV and motorcycle loans get you there with our competitive rates, flexible terms and our Simply Service approach. It’s even better when you get preapproved. That way, you’re ready to roll (or sail) when you find the perfect fit at the dealership.
Plot Your Path. Skip the Second-Guessing.
Big decisions, like buying a car or tackling debt, don’t need to come with big question marks. Our calculators are here to hand you the map. Play with the numbers, test your what-ifs and see how your choices stack up, because making informed decisions feels a lot better when you’ve kicked uncertainity to the curb.

Check Status or Pay Loan
We’re here to help you navigate life’s challenges and offer the breathing room you need to feel comfortable, so we give you the option to apply, manage and pay for your loan online.
- Submit a loan application
- Check the status of your loan application
- Upload the requested documents and information
- Make digital payments on your loan
Trusted by Thousands of Our Members
Hear it for yourself, straight from our member-owners who have trusted us!
Kathy E.
PACU was there when I needed them the most.
Katherine J.
I’ve been with the credit union through three name changes. Handling business needs is easy and less stressful.