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Stay in the know with Advantage Insights

Our Advantage Insights Blog gives our members the opportunity to learn more about Piedmont Advantage's community involvement and engagement activities, products and services and financial education offerings. By staying in the know, you're more in control of your finances and future financial successes.

One of the first steps toward real freedom (and adulthood) is having a checking and savings account in your own name. These accounts allow you to save money, make purchases, and pay bills efficiently. Both, however, require you to take an active management role, so that you can achieve your goals and avoid errors.

Because of the high cost of most real estate, very few people can purchase a home with savings alone. Therefore, if you are like the vast majority of people, you will be borrowing money from a financial institution to purchase the property you want. Called mortgages, these loan products can be quite complicated. Knowing the basics of how mortgages work can help guide you to the loan that is most appropriate for you.

Gone are the days of opening and closing accounts when you want your checking account to start earning an interest. Or upon turning 50, closing your account and opening a new one that offers senior benefits. What a waste of time!

One of the first steps toward real freedom (and adulthood) is having a checking and savings account in your own name. These accounts allow you to save money, make purchases, and pay bills efficiently. Both, however, require you to take an active management role, so that you can achieve your goals and avoid errors.

If you're planning to refinance to pay your home loan off earlier or wanting to pay down your loan faster than a conventional loan, then our Liberty Loan something you should highly consider.

If you're planning to refinance to pay your home loan off earlier or wanting to pay down your loan faster than a conventional loan, then our Liberty Loan is something you should highly consider.

Identity theft is a crime with many faces: from the thief who your skims your card info at the ATM, to the hacker who assumes your persona and opens accounts in your name. Unfortunately, rectifying identity theft damage can be like untangling a wet knot. You can do it – but it will require patience and perseverance. To start, commit yourself to becoming and remaining organized ...

How to Spot Identity Theft on Your Credit Reports If you’ve accessed your credit reports at any time in your life, odds are that you have seen some mistaken information in your credit file. After all, statistics show that the solid majority of people have errors on their credit report. Identity theft is one natural concern when this kind of information is found. But you may no ...

Cars break down. Paychecks come up short. Reasons are many to have extra cash. Instead of maxing out credit cards, tap into one of our low-cost revolving loan funds. Secured and unsecured options available.

Headquartered in Winston-Salem, North Carolina, and founded in 1949 within the airline industry, Piedmont Advantage Credit Union (PACU) now serves member-owners, who reside, work, worship or attend school in one of the 13 counties it serves in North Carolina or who are employed by one of its many employer companies. These 13 counties are Bladen, Brunswick, Columbus, Cumberland, Davie, Duplin, Forsyth, Guilford, Iredell, Mecklenburg, New Hanover, Pender and Rockingham. A nonprofit cooperative financial institution, PACU has 10 branches throughout its service regions and employs a workforce of over 120.

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