Products and Services

An emergency fund is a specific amount of money that you set aside for periods of uncertainty or suffering. One example is your HVAC breaking in the middle of the summer. Many people don’t even know about the significance of emergency funds until something breaks. Then, once people realize how often disasters, damage, or other inconveniences can strike at any time, preparedness becomes a crucial part of their lifestyle.

Using the equity in your home to pay off unsecured debt and/or make home improvements can be a hard financial decision. Low annual percentage rates, tax-deductible interest, and streamlining your monthly payment makes second mortgages extremely attractive. Meanwhile, using your home for collateral is a decision that should be weighed carefully.

One of the first steps toward real freedom (and adulthood) is having a checking and savings account in your own name. These accounts allow you to save money, make purchases, and pay bills efficiently. Both, however, require you to take an active management role, so that you can achieve your goals and avoid errors.

Gone are the days of opening and closing accounts when you want your checking account to start earning an interest. Or upon turning 50, closing your account and opening a new one that offers senior benefits. What a waste of time!

If you're planning to refinance to pay your home loan off earlier or wanting to pay down your loan faster than a conventional loan, then our Liberty Loan is something you should highly consider.

Cars break down. Paychecks come up short. Reasons are many to have extra cash. Instead of maxing out credit cards, tap into one of our low-cost revolving loan funds. Secured and unsecured options available.

Headquartered in Winston-Salem, North Carolina, and founded in 1949 within the aviation industry, Piedmont Advantage Credit Union (PACU) serves member-owners, who reside, work, worship, attend school or operate a business in one of the six counties it serves in North Carolina or who are employed by one of its many employer companies. These six counties are Davie, Forsyth, Guilford, Iredell, Mecklenburg and Rockingham.

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