Student Checking
Kids are growing up fast—learning to drive and becoming more independent. It’s the ideal time to teach them about money management. Our PACU Student Checking account, for teens ages 13 to 17, offers real-world money experience with built-in safeguards to help them develop smart financial habits while keeping you informed.
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Student Checking that Builds Good Habits
Our PACU Student Checking account is an all-digital, fee-free account with free perks designed to protect, empower and reward your teen (and maybe ease a few of your worries along the way). These perks are real-life benefits.
Featured highlights of benefits are as follows:
Identity Monitoring and Identity Theft Reimbursement Coverage1,2
Your teen’s information is scanned monthly across 1,000+ databases, tracking everything from postal to cell phone records. If anything seems off, you’ll both be alerted.
If identity theft occurs, a dedicated case manager helps handle the mess, including reimbursement up to $10,000 for covered expenses like lost wages or reissued documents.
Debit Advantage® Buyer’s Protection2
Covers purchases made with your teen’s debit card for up to 90 days against breakage, theft or fire. Extended warranty protection is included.
Parental Guidance Built In: Debit cards are issued at your discretion. You decide if your child is ready to handle this responsibility. No one knows your child’s maturity level better than you.
Roadside Assistance Reimbursement2
Flat tire? Dead battery? Your teen’s covered up to $80 per occurrence, two a year, so help is just a tap away.
Travel and Leisure Discounts1
From museums and movie tickets to restaurants and theme parks, your teen gets access to local and national deals that help his/her dollars go further.
Shopping RewardsTM 1
A custom online portal rewards your teens with cash back when they shop at thousands of top retailers. Who doesn’t like cash back?
Why a PACU Student Checking Account?
No monthly fees. No gimmicks. Just a solid start to financial responsibility with the kinds of extras that teach real-life value.
Now to What Really Matters: The Account Itself
Sure, built-in free benefits are impressive, but it’s the account that matters most. Our all-digital, fee-free student checking account makes your teens’ everyday money moves easier, faster and frustration-free. No monthly fees. No fine print surprises. Just a modern, mobile-first way to manage money that actually fits into their life.
- No Monthly Fees: More money to save (or spend). No minimum balance requirements. No hoops to jump through.
- Mobile App and Online Banking: 24/7 access to the account.
- Free eStatements: Paperless, secure and organized in the mobile app and online banking account.
- Debit Card Security: Debit cards are issued at your discretion. When you decide your teens are ready to handle this responsibility, they’ll have the capability to:
- Lock and unlock it from their mobile app.
- Have access to 30,000+ surcharge-free ATMs nationwide.
- Tap and go (contactless) with ease and security.
- Digital wallet to add it to Apple Pay® or Google Play®.
Disclosures
1Registration/activation required.
2The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the benefits described. Refer to the Guide to Benefits and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefits or on the certificate of insurance. Insurance products are not insured by the NCUA or any Federal Government Agency; not a deposit of or guaranteed by the credit union or any credit union affiliate.
For more information and disclosures about this account, please click the Personal Disclosures link at the bottom of this page.