
More Checking
More Checking isn’t your average checking account. It’s a free, all-digital checking account that comes packed with protection, convenience and everyday value. You’ll get way more than a place to keep your money. You’ll get real-world benefits and zero monthly fees.
More Perks. More Protection. All Digital. Always Free.
More Checking is for anyone who wants freedom, flexibility and built-in benefits you’ll actually use and won’t cost you a thing. Combined with the no monthly fees and no balance requirements, you have all of the features you want in a modern checking account. This is banking that works with your life, not against it.
Featured highlights of built-in benefits are as follows:

Cell Phone Protection
Get reimbursed up to $400 of replacement or repair costs if your cell phone is stolen or damaged in the United States and abroad.

IDPROTECT®
Identity theft monitoring and resolution service for you and your joint account owners.

Roadside Assistance
Roadside assistance expenses are reimbursable up to $80 per occurrence. Covered expenses include towing; fuel, oil, fluid and water delivery; and battery, locked out and tire assistance.

Your New Checking Account Comes with a FREE YETI Rambler®*
Making the switch to PACU has never been more rewarding. For a limited time, when you open a PACU Simple+ Checking or More Checking account, enroll in online and mobile banking and eStatements and use ClickSWITCH to start moving your direct deposit to your new checking account, we’ll give you a free YETI Rambler®.
These are things you’d do anyway to make your new checking account work for you. Now, they just come with a cool bonus.
100% Digital. 100% Easy.
Your phone is essentially your branch. Your account is always open. Here’s what you can count on:
- Bank anytime, anywhere with easy-to-use digital tools. Use our digital banking tools, allowing you to manage your account, pay bills, transfer funds and stay on of your finances 24/7 from your desktop or mobile device. Bank on your schedule, not ours.
- Digital Wallet Compatibility. Add your PACU Debit Mastercard® to Apple Pay® or Google Play® and leave your wallet home.
- Enjoy fee-free access to thousands of ATMs nationwide. This convenience ensures you can access your money wherever life takes you.
- Receive eStatements each month in your online and mobile account. Clutter-free and eco-friendly.
- Get paid up to two days early with direct deposit. This extra time can make a real difference for bill payments, unexpected expenses or a little extra breathing room.
- Count on personal service when you need it. Get the support and attention you need, whether you have a simple question or require more detailed assistance with your financial goals.


Account Access Anytime, Anywhere
With our debit card and mobile app, you’re in control: shop, pay bills, transfer funds and manage your accounts anytime, anywhere.
- Secure: Built-in fraud protection and account alerts help keep your money and personal information safe.
- Simple: An intuitive design makes it easy to check balances, deposit checks and make payments in just a few taps.
- Designed for your lifestyle: Whether you’re at home or on the go, you’ll have the tools you need to bank how and when it works best for you.
Fraud Awareness Spotlight
Our PACU fraud specialists work tirelessly to help you and your loved ones avoid becoming victims of fraud. As technology gets more sophisticated and fraudsters find new ways to try to steal your identity and hack into your accounts, it’s increasingly important to check your accounts regularly and report any suspicious activity as soon as possible.
Check out our Advantage Insights blog for posts about preventing fraud and more!

Resources

Advantage Insights Blog
Here, you’ll learn more about who we are, what we do and why it matters to you.

YouTube Channel
Watch past webinars, roundtable discussions and podcast videos, all catalogued on our channel for your convenience.
Reach your financial goals
Our easy-to-use calculators can help you make the right financial decisions. Let us help you research.
Disclosures
*YETI® and YETI Rambler® are registered trademarks of YETI COOLERS, LLC.
For more information and disclosures about this account, please click the Personal Disclosures link at the bottom of the page.