Cars to Cockpits, We’ve Got Them
At Piedmont Advantage Credit Union, we know that life doesn’t follow a script, and your loan shouldn’t either. That’s why we offer lending options for your unique path.
Your Life Isn’t One-Size-Fits-All. Neither Are Our Loans.
Auto
Before you ever set foot on a car lot, getting preapproved with us puts you in the driver’s seat, literally and financially. It’s more than a number. It’s your bargaining power. With a preapproval from PACU, you’ll know exactly what you can afford, which means no surprises, less stress and a better chance of negotiating like a pro.
Mortgages
Buying a home is a big deal, emotionally and financially. That’s why our mortgage options meet and grow with you where you are. From first homes to forever homes, we make the process less intimidating and more human, with real people to help you through every step.
Liberty
Ready to say goodbye to your mortgage ahead of schedule? The PACU Liberty Loan is your fast-track option. With a low fixed annual percentage rate (APR) and repayment terms up to 12 years, this loan is for people who aren’t here to stretch things out. They’re here to pay things down.
Aircraft
Of course, we offer aircraft financing. Given our history grounded (and lifted) by the aviation industry, how could we not? Helping our members finance their dreams in the sky isn’t just something we do; it’s who we are.
Personal
When life throws you a curveball or an opportunity, our personal loan helps you confidently handle both. Maybe you have a once-in-a-lifetime trip, a medical bill showed up uninvited or a chance to consolidate debt and breathe easier. Whatever the reason, our personal loan is here to help you say yes to stability and the possibility.
Boat, RV and Motorcycle
There’s nothing like owning an adventure. Our boat, RV and motorcycle loans get you there with our competitive rates, flexible terms and our Simply Service approach. It’s even better when you get preapproved. That way, you’re ready to roll (or sail) when you find the perfect fit at the dealership.
Home Improvement
You don’t need equity to give your home some love. Our unsecured home improvement loan is perfect for the updates and repairs that can’t wait, like new windows before winter or a half bathroom you can finally feel good about when guests are over. No collateral. Just financing to keep your home working for you.
HELOC and Home Equity Loan
Your home isn’t just where your heart is. It’s where your equity is. A Home Equity Line of Credit (HELOC) or Home Equity Loan from PACU gives you a smart, flexible way to turn that accumulated equity into possibility. Renovate the kitchen. Consolidate high-interest debt. Cover unexpected expenses. Whatever you have in mind, your home’s equity is ready to lend a hand.
Private Student Loans
In partnership with Sallie Mae, we offer private student loans to help you (and your children) bridge the gap when other funding falls short. These student loans support undergraduate and graduate degrees, trade credentials and career training programs. Flexible options, competitive rates and the confidence to explore what’s next.
Headquartered in Winston-Salem, North Carolina, and founded in 1949 within the aviation industry, Piedmont Advantage Credit Union (PACU) serves member-owners, who reside, work, worship, attend school or operate a business in one of the six counties it serves in North Carolina or who are employed by one of its many employer companies. These six counties are Davie, Forsyth, Guilford, Iredell, Mecklenburg and Rockingham.