Personal Loans and Lines of Credit
Our personal loan process is fast and simple, giving you access to your money right when you need it.
Get Your Money Right When You Need It.
One day, your lawn mower calls it quits. Then the tuition bill comes due. And those credit card bills are growing every month. At Piedmont Advantage, we understand that life often presents challenges. We are here to help you navigate those challenges. We offer several consumer loans with competitive interest rates and flexible terms. You can use the money as you see fit, knowing it will give you the desired breathing room.
Signature Loan
Our Signature Loan can provide peace of mind as you navigate common financial challenges.
- No collateral required.*
- Competitive fixed rates and flexible terms.
- Consolidate debt or purchase items, such as lawn equipment, appliances and ATVs.
Premier Advantage Line of Credit
Our Premier Advantage Line of Credit is best for those whose financial needs may change as they cover life’s expenses, such as home and auto repairs.
- No collateral required.*
- Low, fixed rates.
Competitive Rates
Our competitive, fixed interest rates help you make the most of your money right when you need it without having to worry about expensive bills later.
Flexible Terms
We offer flexible terms on our personal loans so you can consolidate debt, make large purchases or rebuild your credit on your own timeline.
More Freedom
At Piedmont Advantage, you can choose between three types of personal loans to find solutions that fit your debt needs and help you reach your financial goals.
Check Status or Pay Loan
We’re here to help you navigate life’s challenges and offer the breathing room you need to feel comfortable, so we give you the option to apply, manage and pay for your loan online.
- Submit a loan application
- Check the status of your loan application
- Upload the requested documents and information
- Make digital payments on your loan
Is a Consolidation Loan Right for You?
Explore our debt consolidation calculator to learn how a loan could fit your needs and help reduce your monthly payment.
Disclosures
All loans are subject to credit approval. Rates vary based on loan type, term and creditworthiness.
*Additional information regarding assets and liabilities will be required during the application process for any unsecured loan request which, if approved, would result in the member’s total aggregate unsecured direct and indirect liability to the credit union exceeding $10,000. The maximum aggregate amount of unsecured debt any members may directly or indirectly owe the credit union at any one time is $30,000.