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If you’ve been with us for five years or more and have all of the following, you’ve earned something special: a 0.25% APR* Loyalty Reward rate discount on eligible new loans.
- More Checking or Simple+ Checking
- Recurring direct deposits totaling at least $250 in your PACU checking or savings account in the previous calendar month
- eStatements
That’s it. No extra forms. No promo codes. Just instant savings at loan closing.
What Loans Qualify?
- Auto Loans
- Aircraft Loans
- Boat Loans
- RV Loans
- Motorcycle Loans
- General-Purpose Vehicle Loans
Why You’ll Love It
- Built-In Savings. Your 0.25% APR* Loyalty Reward rate discount kicks in automatically because rewards shouldn’t feel like work.
- Not Just a One-Time Perk. You can use this rate discount on multiple loans as long as you remain eligible.
- Stack Your Savings. Financing a car? Get an extra 0.25% APR* rate discount when you enroll in automatic loan payments.
No Need to Sign Up. Just Start Saving. If you’re eligible, your discount is waiting—just apply for a new loan eligible for Loyalty Rewards, and we’ll take care of the rest.
APPLY NOW!
Questions? Select an appointment type below to schedule a meeting with one of our branch representatives.
*APR = Annual Percentage Rate. APR offered can vary based on loan product type, creditworthiness, age and condition of collateral, term of the loan, and participation in automatic payments. All loans are subject to credit approval. Loyalty Reward rate discount, rates, terms and conditions are subject to change without notice. This program may be modified or discontinued at any time at our discretion.
Effective May 1, 2025, Loyalty Reward rate discount of 0.25% APR off of published PACU loan rates for eligible loans is available for PACU members who: 1) have been members for five or more years, 2) have a More Checking or Simple+ Checking account, 3) are enrolled in eStatements, and 4) have had recurring direct deposits totaling at least $250 into their PACU checking or savings account in the previous calendar month. For loans with co-applicants, the primary borrower on the loan application must meet all eligibility requirements for Loyalty Reward rate discount to apply.
The only loan types eligible for the Loyalty Reward rate discount are auto, general purpose vehicle, aircraft, boat, RV and motorcycle loans. Normal lending criteria apply. To be eligible for the Loyalty Reward rate discount, loan proceeds may not be used to refinance an existing Piedmont Advantage loan secured by the same collateral. Loyalty Reward rate discount can be applied to multiple eligible loans. Loyalty Reward rate discount can be combined with the 0.25% APR rate discount for enrollment in automatic payments for auto loans, but cannot be combined with any other rate discount or promotional offer.
