Holiday Loan Discount Countdown
The smartest financial decisions aren’t about luck. They’re about timing. For 13 days only, the timing is squarely in your favor.
13 Days. Up to 0.75% APR* Off. One Smart Window to Act
Every holiday season, the world seems to divide into two groups: People who react to money and people who strategically use timing to their advantage. From December 1 – 13, you get the rare chance to be in the second group.
For 13 days only, we are offering a holiday discount of up to 0.75% APR on eligible loans. That’s real savings that compound over years, not the kind that end up in a shopping cart and disappear by January.
Everyone Starts Here: 0.50% APR* Discount on the Following Eligible Loans:
- Auto Loans (Used and New)
- Signature Loan (our Personal Loan)
- Boat, Motorcycle, RV, General Purpose Vehicle Loans
- Aircraft Loans
If it is eligible, you get 0.50% off the APR.
Turn on Automatic Loan Pay for Eligible Secured Loans, and Your Discount Becomes 0.75% APR
You’ve started with our 0.50% APR promotional discount on eligible secured loans. Next, turn on automatic loan payments and shave off another 0.25% APR, offering you up to 0.75% APR discount during this two-week loan discount countdown.
Signature (personal) loans don’t qualify for the extra auto-pay discount, but they still get the strong 0.50% APR savings.
Why this Offer is a Big Deal
Last year’s first Holiday Loan Discount exceeded expectations. The summer version did as well. When a promotion outperforms, it isn’t luck. It’s because members use it to get ahead financially.
Again, this year’s offer aligns with something even bigger: Our 76th Anniversary on December 10. Gratitude deserves action, and we prefer our “thank you” in the form of meaningful savings.
Ready to Save Smart?
Apply December 1 – 13 to lock in up to 0.75% APR off of eligible loans. This means your application must be submitted between December 1 and December 13 to qualify for the discount.
Go to the following loan webpages to Apply Now for the loan of your interest:
- Auto Loans (Used and New)
- Signature Loan (our Personal Loan)
- Boat, Motorcycle, RV, General Purpose Vehicle Loans
- Aircraft Loans
Disclosures
*APR = Annual Percentage Rate. Annual percentage rate offered can vary based on loan product type, creditworthiness, age and condition of collateral, term of the loan, and participation in auto-pay. Eligible loans are auto, general purpose vehicle, aircraft, boat, RV, motorcycle, and Signature loans. Normal lending criteria apply. To be eligible for this rate discount offer, completed loan application must be submitted between December 1, 2025, and December 13, 2025, and loan proceeds may not be used to refinance or pay off an existing Piedmont Advantage loan. All loans subject to credit approval. An additional 0.25% APR discount is available on eligible secured loans when you enroll in automatic payments at closing. This promotional APR discount offer cannot be combined with a Loyalty Rewards rate discount or any other promotional offer or rate discount. Additional information regarding assets and liabilities will be required during the application process for any unsecured loan request, which, if approved, would result in the member’s total aggregate unsecured direct and indirect liability to the credit union exceeding $10,000. The maximum aggregate amount of unsecured debt any member may directly or indirectly owe the credit union at any one time is $30,000. A member may only have one Signature loan at any time. Rates, terms and conditions are subject to change without notice.