
Debit Card
To unlock the full benefits of your PACU Debit Mastercard®, you’ll need a PACU checking account. Our checking accounts are designed to complement your debit card, providing seamless access to your money and a suite of features.
The Card that Does It All, and Then Some
Think of your Piedmont Advantage Debit Mastercard® as your everyday financial sidekick. It’s secure and works wherever life takes you, from your favorite restaurant to that remote farmer’s market you found while sightseeing. With built-in protection and digital conveniences, it’s not just a debit card. It’s your go-to for getting things done your way.
Benefits of Your PACU Debit Card
- Accepted Worldwide: Use your debit card wherever Mastercard® is accepted online, in-store or in-app.
- Tap and Go: Contactless for quicker, safer checkouts.
- Digital Wallet Ready: Add your PACU Debit Card to Apple Pay® or Google Pay® for seamless, secure payments directly from your mobile device. Plus, with your digital wallet, you can leave your card at home. You can make purchases using just your smartphone or smartwatch. There’s no need to carry a physical card!
- Card Controls: Lock and unlock your card instantly in our mobile app.
- Free ATM Access: Thousands of surcharge-free ATMs across the country.


More to Love about Your PACU Debit Card
- Linked to Your PACU Checking: Track spending and manage your money in real time.
- Mastercard’s Satisfaction Guarantee: Get a refund of up to $250 if you’re dissatisfied with a purchase and the merchant will not accept a return within 60 days of the purchase date.
- Mastercard ID Theft ProtectionTM: Receive identity theft resolution services should you become a victim of identity theft.
- Mastercard Airport ConciergeTM: With our roots in aviation, we would it was only appropriate to get you access to this concierge service with meet and greet agent to assist with flight connections. Plus, at select airports, security and immigration processing are expedited.
Find an ATM Near You. Fast, Free and Nationwide
Wherever life takes you, accessing to your money is never far with your PACU Debit Mastercard®. With over 30,000 surcharge-free ATMs nationwide, you can easily find a convenient ATM near you while running errands around town or traveling across the country. Just use our ATM locator through CO-OP.

MyPACUCard App
MyPACUCard app puts you in control of your debit card. Turn your card off if it’s lost, customize alerts, set spending limits and even manage where and how you can be used. It’s security, flexibility and convenience, all in the palm of your hand. Feature highlights include:
- Card Controls: Instantly turn your card on or off.
- Transaction Alerts: Stay informed with real-time notifications.
- Merchant Controls: Choose which types of purchases are allowed.
- Travel Notifications: Add travel plans to avoid disruptions.
- Lost or Stolen Card Support: Quickly report and replace your card.
Headquartered in Winston-Salem, North Carolina, and founded in 1949 within the aviation industry, Piedmont Advantage Credit Union (PACU) serves member-owners who reside, work, worship, attend school or operate a business in one of the six counties it serves in North Carolina or who are employed by one of its many employer companies. These six counties are Davie, Forsyth, Guilford, Iredell, Mecklenburg and Rockingham.