Business Share Certificates

Not every dollar needs to be on call. Share certificates are a great way to set aside funds you won’t need right away and let them grow on a predictable path.

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Competitive Rates. Predictable Returns. Little to No Risks.

Piedmont Advantage Credit Union Business Share Certificates give you a safe and secure way to grow your money with competitive rates, predictable returns and little to no risk.

Here’s how share certificates complement your big-picture financial goals:

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Higher Earnings, Guaranteed

  • Competitive, Guaranteed Rates*: Lock in higher dividend (or interest) rates than traditional savings, with earnings that won’t fluctuate during your term.
  • Terms that Fit Your Timeline: Choose from a range of term lengths to align your savings with your plans.
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Your Money: Stay Put and Grow, Federally Insured Safety

  • Earn More by Saving More: Higher balances and longer terms often come with higher rates, rewarding your commitment.
  • Smart Diversification: Use our share certificates to balance your portfolio with a low-risk, predictable savings option.
  • Federally Insured: Your money is protected and insured up to $250,000 by the NCUA, just like bank CDs are FDIC-insured.
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Sound Good So Far? It Gets Better.

  • It Doesn’t Take a Fortune: Our Business share certificates open with a $500 minimum deposit, with an exception at times, limited-term specials with varying minimums and conditions to open.

Business Membership Eligibility

While we would welcome your business membership, to be eligible to join, your business must be located in the North Carolina counties of  Davie, Forsyth, Guilford, Iredell, Mecklenburg or Rockingham.

Your business membership begins when you open your Business Share Savings Account with a minimum deposit of just $5. Upon membership approval, you can apply to open other business accounts and access affordable commercial lending opportunities and various financial services.

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Headquartered in Winston-Salem, North Carolina, and founded in 1949 within the aviation industry, Piedmont Advantage Credit Union (PACU) serves member-owners, who reside, work, worship, attend school or operate a business in one of the six counties it serves in North Carolina or who are employed by one of its many employer companies. These six counties are Davie, Forsyth, Guilford, Iredell, Mecklenburg and Rockingham.

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Disclosure

*Early withdrawal of dividends will reduce earnings. Penalty may be imposed for early withdrawal of principal.