Sherwood HOA Home Improvement Financing

Your home is more than just a place to live. It’s an investment. 

If replacing your windows is on your home improvement to-do list, we’ve got good news. At Piedmont Advantage Credit Union, we’ll help you finance it easily, affordably and without tapping into your savings.

A worker installs windows
  • Forget sky-high credit card rates or dipping into your emergency fund.
  • Our Unsecured Home Improvement Loan is the value-conscious way to finance your window upgrade.
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  • Rates as low as 6.90% APR1
  • Borrow up to $15,000
  • Flexible terms up to 10 years (120 months)
  • No collateral required. It’s unsecured!
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  • Lower your rate by 0.25% to as low as 6.65% APR1,2 when you set up automatic loan payments from a Piedmont Advantage checking account.
  • For example, an $8,000 loan financed for 120 months at 6.65% APR1,2 would result in an estimated monthly payment of just $91.45.

Headquartered in Winston-Salem, North Carolina, and founded in 1949 within the aviation industry, Piedmont Advantage Credit Union (PACU) serves member-owners, who reside, work, worship, attend school or operate a business in one of the six counties it serves in North Carolina or who are employed by one of its many employer companies. These six counties are Davie, Forsyth, Guilford, Iredell, Mecklenburg and Rockingham.

Disclosures


1
APR (Annual Percentage Rate). Fixed-rate between 6.90% APR and 12.90% APR, depending on credit history and profile. All loans are subject to credit approval; a minimum credit score of 660 required to qualify. Must be or become a member of Piedmont Advantage Credit Union to qualify.  Loan proceeds paid directly to contractors. Bid list required prior to final approval. Additional information regarding assets and liabilities will be required during the application process for any unsecured loan request, which, if approved, would result in the member’s total aggregate unsecured direct and indirect liability to the credit union exceeding $10,000. Rates, terms and conditions are subject to change without notice.

2To receive the rate discount of 0.25%, borrower’s PACU checking account must be opened prior to final loan approval and automatic loan payments must be set up from the checking account at closing.  Fixed annual percentage rate offered prior to rate discount will vary based on credit history and profile.