Personal Select Savings Account
Our Personal Select Savings Account turns your goal into a visual motivator. You name this account anything you want to match your savings goal. Seeing “Dream Deck” each time you log in can be the difference between “Someday” and “We did it.”
Save with Purpose. Name It. See It. Reach It.
If you thrive on purpose and personalization, our Personal Select Savings Account is for you. It will help you stay focused, organized and inspired. By giving your goal a name, a place and a clear path forward, you’ll turn intention into action. Every feature of this account keeps you motivated and on track. Here’s how it will work for you:
Just $5 to Get Started, then Name Your Account
A low minimum opening balance of $5 makes it easy to begin saving for what matters to you.
Once opened, rename the account with your goal because the name brings clarity and commitment. How to rename? Log into your online banking account or mobile app, select the account, then “Account Information” and then type your new account name into the available field. It’s that simple. You can even rename it at any time.
Great Goal-Based Savings with Daily Compounding, Monthly Dividends
When you maintain a monthly balance of $100 or more, your money earns dividends every day, and those earnings are credited monthly, giving your savings steady momentum.
If you can, allocate a set dollar amount from your paycheck to be automatically deposited into the account so your savings grow steadily without any extra effort.
Open One or Many. Temptation Removed.
Need separate buckets for travel, taxes or special occasions? Open as many of the Personal Select Savings Accounts as you like to match your unique goals and organize your financial life with intention.
Plus, this savings account doesn’t come with a debit card. Out of sight, out of splurge. With no direct access to spending, your savings are safe from impulse purchases.
Check the Required Documents to Open this Account
To get started, you’ll need a few essential documents on hand so we can verify your identity and set you up for smart, stress-free savings. It’s all part of keeping your money secure and your goals within reach.
For more information and disclosures about this account, please click the Personal Disclosures link at the bottom of this page.
Saving Separately Works
If you’ve ever asked yourself, “Should I open multiple Personal Select Savings Accounts?” the answer is yes, if it helps you stay focused and organized. Naming separate accounts for special goals, like “Holiday Gifts,” “New Tires” or “Weekend Getaways,” gives each purpose and makes it easier to track progress without dipping into funds meant for something else.
But everyone’s financial habits are different. That’s why we also encourage you to schedule an appointment with one of our certified financial counselors. They’ll help you build a savings strategy that’s effective and personal to you.
Headquartered in Winston-Salem, North Carolina, and founded in 1949 within the aviation industry, Piedmont Advantage Credit Union (PACU) serves member-owners, who reside, work, worship, attend school or operate a business in one of the six counties it serves in North Carolina or who are employed by one of its many employer companies. These six counties are Davie, Forsyth, Guilford, Iredell, Mecklenburg and Rockingham.