Savings, from Every Day to Some Day
At Piedmont Advantage, saving isn’t one-size-fits-all. It’s personal. That’s why we offer a variety of savings options to match where you are in life and where you’re headed.
Save with Purpose. Grow with Confidence.
From starting with a Regular Share Savings Account and planning for future medical expenses with a Health Savings Account to maximizing earnings with a money market or share certificate, we’ve options for you. Add in club accounts, to name a few, for those short-term goals and IRAs for long-term dreams, and you’ll find there’s a smart, simple way to grow your money your way at Piedmont Advantage Credit Union.
Regular Share Savings
At credit unions like Piedmont Advantage, your savings do more than just earn interest. They give you a voice. Our Regular Share Savings Account is the foundation of your membership. A $5 minimum deposit is all it takes to own your share in the credit union.
Club Accounts
Saving is easier when you have a goal or purpose in mind. Whether saving for a family camping trip or preparing for the holidays, a club account is an easy way to set, save and meet your goals.
Money Market Accounts
Unlock the power of your savings by putting your money to work. Our money market accounts allow you to earn more on your extra cash while maintaining convenient access to the funds, so you can feel more financially prepared and confident.
Personal Select Savings
Writing down your goals makes them real and more attainable, which is why our Personal Select Savings account connects your savings to your financial goals, helping you stay motivated and on track. Break out your savings into multiple named accounts to create a personalized banking experience tailored to your needs.
Health Savings Account (HSA)Account
We know healthcare costs are rising, and we have the perfect prescription. A Piedmont Advantage Health Savings Account can provide options to help you cover medical expenses from hospital visits to repeat trips to the doctor.
Share Certificates
Invest your money safely. When you open one of our Share Certificates and leave your money alone during the investment term, you can earn dividends at a higher rate than other accounts.
Save to Win Certificate
What if building your savings also gave you a chance to win cash prizes? With our Save to Win Certificate, every $25 you deposit earns you an entry into monthly, quarterly and yearly drawings, just for doing something smart with your money.
Individual Retirement Accounts
Planning for retirement might not be flashy, but it is powerful. Our IRAs are here to help you grow your savings with tax advantages and long-term financial confidence. Think of it as a gift to your future self.
Al Pacu Club Savings
The Al Pacu Club Savings Account is more than just a place to park cash gifts from grandparents or allowances. It’s the foundation of membership for our youngest savers. Kids and teens alike will use this account to help build smart money habits early with fun rewards like birthday surprises and recognition for academic achievements.
Build a Solid Foundation with Our Savings Calculator
With the PACU Savings Calculator, you can see just how fast your money can grow. As a member-owner, you’re earning a return on your savings, not just a rate. These dividends are compounded daily and credited monthly, meaning your balance earns more each day, and your earnings earn more.
It’s like stacking bricks until suddenly you’ve built something solid to support your financial goals.
Looking for Business Savings Accounts?
We offer a variety of savings accounts and certificates for business owners to help you find the right solutions to grow and secure your money with little to no risk.
Headquartered in Winston-Salem, North Carolina, and founded in 1949 within the aviation industry, Piedmont Advantage Credit Union (PACU) serves member-owners who reside, work, worship, attend school or operate a business in one of the six counties it serves in North Carolina or who are employed by one of its many employer companies. These six counties are Davie, Forsyth, Guilford, Iredell, Mecklenburg and Rockingham.