Money Market Accounts
Want to earn more without giving up access to your money? Our money market accounts do just that. With competitive rates and the freedom to withdraw when you need to, they’re the kind of savings accounts that respect both your short-term needs and long-term goals.
Where Flexibility Meets Growth
Money market accounts are for you if you want your money to work as hard as you do. You’ll get the earning power of a higher yield account, the flexibility to withdraw when life calls for it and the peace of knowing your funds are always within reach (and growing daily).
Here’s what makes our money market accounts a standout choice:
PACU Money Market Account
Open a PACU Money Market Account with a minimum deposit of $1,000 and maintain this balance or more to start earning dividends.
As with all of our savings accounts, your savings grow with daily compounding dividends, credited monthly, so you can earn interest on your interest.
PACU Money Market Account Plus
You can also choose the PACU Money Market Plus, available when you maintain a $100,000 minimum balance of new money to unlock this account’s highest dividend rates.
Why new money? You’ll have an avenue to diversify your savings without tying them to a long-term investment or certificate. There are no early withdrawal penalties, no maturity dates and no complicated terms, just a simple, flexible way to grow your money with competitive rates.
Federally Insured Security
Your deposits are federally insured by NCUA up to $250,000, giving you security and stability as you build your savings, just like banks, which are federally insured by the FDIC, up to the same amount of $250,000.
Ready to Watch Your Money Grow? Open an Account Today.
Opening your new money market account is quick and easy. To keep your information secure, we’ll need just a few essential details to verify your identity. This is all part of how we protect you and ensure your account is set up safely and accurately from day one. Below is a checklist of documents you should have before opening the account.
Expand Your Earning Potential with a Business Money Market Account
If you’re already earning dividends with your personal PACU Money Market Account, consider doing the same for your business. A PACU Business Money Market Account lets you grow your business savings with a $2,500 minimum opening deposit. Maintain this balance, and you’ll earn dividends, compounded daily and credited to your account monthly.
It’s another practical way to keep your funds liquid while putting your savings to work.
For more information and disclosures about these accounts, please click the Personal Disclosures link at the bottom of this page.
Headquartered in Winston-Salem, North Carolina, and founded in 1949 within the aviation industry, Piedmont Advantage Credit Union (PACU) serves member-owners, who reside, work, worship, attend school or operate a business in one of the six counties it serves in North Carolina or who are employed by one of its many employer companies. These six counties are Davie, Forsyth, Guilford, Iredell, Mecklenburg and Rockingham.