HELOC and Home Equity Loan

You’ve worked hard to build equity in your home. Now, it’s time that equity worked just as hard for you.

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Tap into Your Home Equity

Are you facing major home improvement projects? Unexpected expenses? Do you have student loans looming or want to get rid of debt? A home equity line of credit (HELOC) or home equity loan may be what you need to cover what life brings your way.

At Piedmont Advantage Credit Union, we want to help you make the equity in your home work! Depending on which product suits your situation, you can get a one-time home equity loan or a home equity line of credit that you can dip into as needed. You can easily access money through the Advantage Access Mobile App or Online Services upon approval. You can also access it by phone or at one of our branches.

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Shot of two adorable little boys having fun with their father at home

Home Equity Line of Credit (HELOC)

  • Access your line of credit to use however you need.
  • Competitive variable Annual Percentage Rate (APR) tied to Prime Rate.
  • Acceptable as first or second lien.
  • Available in NC, SC, VA, GA, TN and PA.
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Home Equity Loan

  • Find a solution that fits in your budget with an attractive fixed Annual Percentage Rate (APR).
  • Borrow a lump sum amount.
  • Acceptable as first or second lien.
  • Available in NC, SC, VA, GA, TN and PA.
Mom and daughter having fun at the park together
A cute Eurasian three year old girl laughs as her beautiful mom of Pacific Islander descent affectionately embraces her. The mom and daughter are having fun at the park together.

Curious About What Your Home’s Equity Could Do?

Thinking about tapping into your home’s value? Smart move. These calculators help you explore your options: budgeting for a remodel, comparing loan types or planning ahead for monthly payments. No guesswork. Just a clearer understanding of what borrowing might look like before you commit.

We’re Here to Help

At PACU, we want to help you take control of your financial future. Open an account or schedule an appointment with one of our trusted advisors to learn more.

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Headquartered in Winston-Salem, North Carolina, and founded in 1949 within the aviation industry, Piedmont Advantage Credit Union (PACU) serves member-owners, who reside, work, worship, attend school or operate a business in one of the six counties it serves in North Carolina or who are employed by one of its many employer companies. These six counties are Davie, Forsyth, Guilford, Iredell, Mecklenburg and Rockingham.

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Disclosures

Active MLO List

All loans subject to credit approval. Rates vary based on loan type, term and creditworthiness.