Club Accounts
Every year, there are a few things we count down to, like a well-earned vacation or the magic of the holidays. Our goal-focused club accounts help you prepare for those moments with purpose.
A Classic Strategy that Still Delivers
Club accounts might seem like a thing of the past, but not for our members. If fact, they’re more relevant than ever. Why? Because they work. At PACU, our Christmas and Vacation club accounts help members save with intention for the moments they look forward to all year. These accounts are a steady way to reach your goal, so when the holidays roll around, or your bags are packed, your money is already there, waiting for you.
Low Barrier. Big Impact.
Start saving with one of our club accounts with a minimum deposit of just $5. Really. That’s all it takes to open a club account and set your goal in motion.
Plus, earn dividends on balances of $100 or more. Your money grows daily, thanks to daily compounding, and it’s credited to your account every month. That’s your savings working smarter.
Funds When You Need Them Most.
No need to have calendar reminders. We automatically transfer your entire club account into your Regular Share Savings Account every April for the Vacation Club and every October for the Christmas Club. It’s timed perfectly for summer getaways or holiday gift lists.
Your club account doesn’t close after the transfer. It stays open, making it easy to keep the savings momentum going for the next year’s goals.
Goal-Based Savings. Set It and Forget It.
These accounts are for short-term goals, helping you stay focused and motivated as you save for a specific purpose.
If you’re in a position to do so, allocate a percentage of your paycheck to be automatically deposited into the account so that your savings grow steadily without any extra effort from you.
Ready to Start Saving? Here’s What You’ll Need to Open Your Club Account.
To get started, you’ll need a few essential documents on hand so we can verify your identity and set you up for smart, stress-free savings. It’s all part of keeping your money secure and your goals within reach.
For more information and disclosures about these accounts, please click the Personal Disclosures link at the bottom of this page.
Savings Calculator
With the PACU Savings Calculator, you can see just how fast your money can grow. As a member-owner, you’re earning a return on your savings, not just a rate. These dividends are compounded daily and credited monthly, meaning your balance earns more each day, and your earnings earn more.
New to PACU?
Follow these easy steps to open your membership and new accounts:
- Membership begins when you open your Regular Share Savings Account with a minimum deposit of just $5. Upon membership approval, you’re set to apply for our premier credit cards, various loan solutions and many other deposit accounts.
- If you’re not a member and have started or completed an online application, we will follow up with you regarding your membership upon receipt of your application.
- You may also apply for membership or any new account by scheduling an appointment, visiting a branch or calling our Member Relationship Team at 800.433.PACU.
Headquartered in Winston-Salem, North Carolina, and founded in 1949 within the aviation industry, Piedmont Advantage Credit Union (PACU) serves member-owners, who reside, work, worship, attend school or operate a business in one of the six counties it serves in North Carolina or who are employed by one of its many employer companies. These six counties are Davie, Forsyth, Guilford, Iredell, Mecklenburg and Rockingham.