Debt Simplified
Regain financial control with a Piedmont Advantage Debt Simplified Loan.
Feeling Trapped in a Cycle of Credit Card Debt?
Find peace of mind with our Debt Simplified Loan!
With Our Debt Simplified Loan, You Will:
- Secure a much lower fixed interest rate, as low as 8.50% APR*.
- Receive personalized service as we’re a not-for-profit and prioritize your financial well-being over profits.
- Free up cash flow to save for long-term goals, providing a better financial future for your family.
- Save money and get peace of mind.
Offer Expires April 30, 2025
This limited-time offer allows you to use your hard-earned money for what matters most.
Once in the Personal Loan Application, Follow These Steps:
- Purpose: Select Personal Unsecured Loan
- Loan Information: Insert Loan Amount and Term (months)
- Purpose of Loan Request from the Dropdown List: Select Bills/Debt Consolidation
Required Documents
Proof of Income
- All pay stubs within the past month
- If self-employed, the last two years of tax returns
- Social Security/pension award letters
- Award letters for other income types
Credit Card Statements
- Most recent statements for the credit card debt you want to refinance at a lower rate
Rolling your debt into one loan with a lower interest rate could save you big money. Check out our easy-to-use Debt Consolidation calculator!
Ready to Do the Math?
Disclosure
*APR (Annual Percentage Rate). Fixed-rate between 8.50% APR and 10.50% APR, depending on credit history and profile. All loans are subject to credit approval; a minimum credit score of 650 required to qualify. Loan proceeds paid directly to credit card issuers. Maximum loan amount $10,000. Debt Simplified Loan cannot be used to refinance PACU credit card debt. Underwriting may require credit cards being consolidated to be paid to a zero balance and closed as a condition of closing. Additional information regarding assets and liabilities will be required during the application process for any unsecured loan request, which, if approved, would result in the member’s total aggregate unsecured direct and indirect liability to the credit union exceeding $10,000. The maximum aggregate amount of unsecured debt any member may directly or indirectly owe the credit union at any one time is $30,000. Limited-time offer expires April 30, 2025.