Life Insurance and Long-Term Care

A good policy can prepare your family for whatever the future may hold.

You want the best for you and your family. How will you provide for them when you cannot contribute financially or are no longer in the picture?

It can be scary and overwhelming. Let us help you plan for what you need to care for your family and loved ones.

Provided by TruStage, our life insurance options help you leave a financial safety net for the ones you love. They’re protected, even when you’re not there to remind them to turn off the lights.

  • Affordable whole life and term life policies available.
  • Automatic discounts since you’re a PACU member.
  • Insurance policies provide income tax-free money for your family.
  • Money can be used to pay for funeral costs, pay off loans and other expenses.
  • To consult with a licensed agent, call 888.552.6771 or visit TruStage.com.

Long-term care refers to the ongoing services and support needed by people with chronic health conditions or disabilities. Long-term care can make a difference down the road, and helping you understand its importance has such a huge impact on your family’s financial future. No one expects to need long-term care, but it’s important to plan for it nonetheless.

  • Long-term care refers to the ongoing services and support needed by people who have chronic health conditions or disabilities.
  • Approximately 70% of people will need long-term care at some point after reaching age 65.
  • Nursing homes are just one of several long-term care options. The cost of a semi-private room in a nursing home is roughly $6,200 per month.
  • Long-term care insurance* can also cover the cost of home-based care, assisted living facilities and adult day-care centers.
Disclosures

*Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. Piedmont Advantage Credit Union has contracted with CFS to make non-deposit investment products and services available to their credit union members. CFS Insurance and Technology Services, LLC offers insurance products and services.