
Calculators
Planning a big purchase, rethinking your monthly budget, hoping to retire early? Our calculators make it easier to run the numbers and feel good about your next steps.
Your Financial What-Ifs, Answered
These calculators support your decision-making, giving clear, quick insights into your financial questions. Run the numbers on loan payments, debt consolidation, budgeting, mortgages, refinancing, investments, retirement planning and more. Each will help you move forward with confidence and clarity.
Plot Your Path. Skip the Second-Guessing.
Big decisions, like buying a car or tackling debt, don’t need to come with big question marks. Our Auto Loan Payment and Debt Consolidation calculators are here to hand you the map. Play with the numbers, test your what-ifs and see how your choices stack up, because making informed decisions feels a lot better when you’ve kicked uncertainty to the curb.


Less Stress, More “Yes!”
Buying or refinancing a home is a big deal (capital-B big), but it doesn’t have to feel overwhelming. Our Home Loan Payment and Home Refinancing calculators break things down before you build anything up, like monthly payments, interest over time and what refinancing could save you.
Small Wins, Big Impact
The small daily purchasing decisions, like your morning coffee run, streaming subscriptions and impulse buys, add up. Our Home Budget and Savings calculators help you zoom out and see the full picture. From stretching your paycheck to growing your rainy-day fund, these tools give you the clarity to plan better and save, one small win at a time.

Headquartered in Winston-Salem, North Carolina, and founded in 1949 within the aviation industry, Piedmont Advantage Credit Union (PACU) serves member-owners, who reside, work, worship, attend school or operate a business in one of the six counties it serves in North Carolina or who are employed by one of its many employer companies. These six counties are Davie, Forsyth, Guilford, Iredell, Mecklenburg and Rockingham.