Regular Share Savings Account

Our Regular Share Savings Account does more than hold your savings. It opens the door to everything we have to offer.

Opening a Regular Share Savings Account isn’t just a formality. It’s your first, most important step toward becoming part of something better. This account is your key to a Piedmont Advantage membership. With this key, you unlock more than access to our products and services, you gain a community that sees you as a member, not a number.

The benefits of opening your Regular Share Savings Account include the following:

Motivated African American woman and group of volunteers applauding after successful meeting at donation center.

Your initial deposit of at least $5 buys you a share in the credit union. It’s a small step with a big impact because you’re not just joining a financial institution. You’re helping to shape it.

Smiling Business people clapping hands during Business presentation at the office. Cheerful Business team standing in a row and applauding.

Your membership unlocks access to checking accounts, auto loans, credit cards and more, all with our signature Simply Service and competitive rates.

As a member, you’re part of a community that believes in trust, service and putting members and employees first.

Two Young people work in modern office

Your deposits are federally insured by NCUA up to $250,000, giving you security and stability as you build your savings, just like banks, which are federally insured by the FDIC, up to the same amount of $250,000.

Review the required documents beforehand to make the process seamless.

More about Dividends: At PACU, we frequently use the word dividends, not just interest, to emphasize that you’re earning a share of our success as a member-owner.

Follow these easy steps to open your membership and new accounts:

  • Membership begins when you open your Share Savings Account with a minimum deposit of just $5. Upon membership approval, you’re set to apply for our premier credit cards, various loan solutions and many other deposit accounts.
  • If you’re not a member and have started or completed an online application, we will follow up with you regarding your membership upon receipt of your application.
  • You may also apply for membership or any new account by scheduling an appointment, visiting a branch or calling our Member Relationship Team at 800.433.PACU.
  • Use strong passwords
  • Keep software up to date and maintain preventative software programs
  • Check out more tips on the FDIC website

Headquartered in Winston-Salem, North Carolina, and founded in 1949 within the aviation industry, Piedmont Advantage Credit Union (PACU) serves member-owners, who reside, work, worship, attend school or operate a business in one of the six counties it serves in North Carolina or who are employed by one of its many employer companies. These six counties are Davie, Forsyth, Guilford, Iredell, Mecklenburg and Rockingham.