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Important Notice regarding Updated Terms to PACU Accounts:

Banking transformation ahead as final phase of core banking system upgrade nears. For details, click here.

Learn how to save with Piedmont Advantage Credit Union, all while receiving rewards on milestone birthdays and for academic achievements.

Savings Account Basics

Minimum deposit to open and join our credit union

Minimum balance of $100 to earn interest as a member

No Fees 

Milestone Birthday Rewards1, 3

Get $10 deposited into the Al PACU Club Savings Account on the last day of the calendar month of the primary accountholder's milestone birthday. Milestone birthdays are at 5 years old, 10 years old and 15 years old.

Academic Achievement Rewards2, 3

Earn $1.00 per "A" or equivalent grade on a report card, and $1.00 for any full letter grade improvement (or equivalent) shown on a report card in the same subject during previous grading period. To claim the reward, present the report card at one of our North Carolina branches.

Ready to Get Started?

All minor accounts must be opened in person at one of our branches.

 

Select an appointment type below to schedule a meeting to open your child a youth savings account today.

1Milestone Birthday Rewards: Get $10.00 deposited into the Al PACU Club Savings Account on the last day of the calendar month of the primary accountholder’s Milestone Birthday.

2Academic Achievement Rewards: Earn $1.00 per “A” or equivalent grade on a report card, and $1.00 for any full letter grade improvement (or equivalent) shown on a report card compared to the grade in the same academic subject area in the immediately prior grading period, up to a maximum of $10.00 in Academic Achievement Rewards Program during each calendar year (not per academic year).

3To receive an Academic Achievement or Milestone Birthday Rewards, the PACU Club Savings must remain open through the date the Academic Achievement Reward or Milestone Birthday Reward is deposited. The Academic Achievement Rewards and Milestone Birthday Rewards Programs are subject to modification or termination following account opening without prior notification.

For more information and disclosures about this account, please click the Personal Disclosures link at the bottom of this page.

Reality of Money

We introduced approximately 150 middle school students at The North Carolina Leadership Academy to the Reality of Money.

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