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Updated: 7.1.22:

In observance of Independence Day, our branches and corporate offices will be closed on Monday, July 4.

Unlike most other credit cards, our Platinum and Rewards Mastercards have fixed interest rates¹, not variable rates that rise every time the Federal Reserve raises rates.

Plus, our fixed interest rates are as low as 10.90% APR¹ with:

  • No annual fees
  • No cash advance fees and no foreign transaction fees
  • No balance transfer fees, so why wouldn’t you transfer your costly balances from a high-rate credit card to Piedmont Advantage Credit Union?

Low fixed rates and none of the above fees mean you save and have more money to shop.

Along with our competitive fixed rates1, our credit cards have among the best security features to you from identity theft and fraud and exceptional travel benefits, like airport concierge services and rideshare protection2.

Next steps:

  • Apply Now!
  • Visit one of our North Carolina branches for personal assistance.
  • Call 800.433.7228 if you have any questions.
  • Complete the inquiry form below and one of our member representatives will contact you.

Credit Card Inquiry Form

General Information



¹As of January 1, 2022, Mastercard Platinum rates for purchases, cash advances and balance transfers vary from 10.90% to 17.90% APR based on creditworthiness. As of January 1, 2022, Mastercard Rewards rates for purchases, cash advances and balance transfers vary from 12.90% to 17.90% based on creditworthiness. All loans subject to normal underwriting guidelines. Terms and conditions subject to change without notice.

²For full card features and benefits, click here to review Mastercard Guide to Benefits for Credit Cardholders.

With our credit cards, you save and have more money to shop!

New to Piedmont Advantage?

If you have an immediate family member of an existing Piedmont Advantage member, work for a Select Employer Group or live, work, worship, attend school or operate a business in the North Carolina counties of Davie, Forsyth, Guilford, Iredell, Mecklenburg or Rockingham, you're eligible to become a member.

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