New Update 10/17/2020:

eStatements will not be available Monday, October 26, 2020 from 8:00pm until 1:00am for website maintenance.

Click here to view a message from our President/CEO, Dion L. Williams.  Starting October 19, 2020, our lobbies will re-open for our member-owners!  Visit our Covid-19 Update page to view more information concerning PACU's re-opening.  For the protection of our members and staff, please remember to wear your mask.

Our low fees, rates and rewards give you more money to spend on everything you need.

Some people want to have low-interest rates. Others want to maximize points and earn valuable rewards. Others still are focused on establishing a good credit rating. At Piedmont Advantage Credit Union, we understand that everyone has different needs. We offer two types of VISA® credit cards for members. Each option comes with worldwide buying power, no international transaction fees, along with cash access at North Carolina ATMs worldwide.

VISA® Platinum Rewards

  • Fixed rates as low as 12.90% APR
  • Fixed interest rate credit cards are hard to find these days. Not at Piedmont Advantage!
  • No annual fee or balance transfer fees
  • No fee for cash advances
  • Access at more than 200,000 ATMs for cash
  • Every purchase earns ScoreCard rewards points
  • Receive mobile alerts regarding card use and monitor your account for suspicious transactions

VISA® Platinum

  • Fixed interest rates as low as 10.90% APR
  • No annual fee and never a balance transfer fee
  • No fee for cash advances; same low rate as purchases
  • Cash access at over 200,000 ATMs throughout North Carolina with no international transaction fees
  • Receive mobile alerts regarding card use and monitor spending and suspicious activity
  • Auto rental insurance and emergency card replacement

Need to transfer a balance?

Stop by your local branch, give us a call at 800-433-7228 or fill out the Balance Transfer Request form and fax it to 336-776-1111


VISA Disclosure


Frequently Asked Questions


Piedmont Advantage Credit Union in North Carolina offers valuable banking solutions including checking accountssavings accountsmortgagesauto loansCDsIRAs and more. Bank online, with our mobile app, or visit one of our conveniently located branches in Winston-SalemEdenMooresvilleCharlotteGreensboroWilmington, Kenansville and Fayetteville, NC.

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