Update: 5.25.22:

In observance of Memorial Day, our branches and corporate offices will be closed on Monday, May 30, 2022.

Piedmont Advantage CDs are among the safest investments you can make.

When you open one of our CDs and leave your money alone during the investment duration or term, you will earn more interest than other savings options.

CD Details

  • Minimum of $500 to open
  • Terms range from three months to 60 months (or five years)
  • Early withdrawal penalty may be imposed based on length of term
    • 12 months or less, 90 days of dividends (interest) will be charged
    • Greater than 12 months, 180 days of dividends (interest) will be charged
  • Notification prior to maturity
  • Automatic renew for another term seven days after maturity unless otherwise advised


Save to Win CD

Piedmont Advantage is one of many credit unions across the country that offers members the opportunity to participate in Save to Win, the nation's largest prize-linked savings program. For every $25 deposit into the Save to Win account, you earn chances to win monthly and quarterly cash prizes of up to $5,000. The more you save, the more chances you have to win. Save to Win program highlights are as follows:

  • Minimum of $25 to open
  • 12-month term 
  • Every $25 deposit earns an entry into monthly cash drawings, up to 10 entries per month
  • Early withdrawal penalty of $25 imposed for first withdrawal; more than one withdrawal within any 12-month term results in disqualification of participating in cash drawings
  • Save to Win Rules and Eligibility and Truth-in-Savings Disclosure

For more information about our CDs, please complete this inquiry form.

General Information


Certificate Truth-in-Savings Disclosure

Headquartered in Winston-Salem, North Carolina, and founded in 1949 within the aviation industry, Piedmont Advantage Credit Union (PACU) serves member-owners, who reside, work, worship, attend school or operate a business in one of the six counties it serves in North Carolina or who are employed by one of its many employer companies. These six counties are Davie, Forsyth, Guilford, Iredell, Mecklenburg and Rockingham.

Back to top