Branches closing early due to weather 1.21.22:

(1) Due to the increasing inclement weather, our Kenansville and Wilmington branches will close at 2 p.m. today, 1.21.22 (2) Fayetteville branch is closed today, 1.21.22. If you need in-branch assistance, go to Bragg Mutual, 201 Hay Street, Fayetteville. (3) Due to a scheduled maintenance process, eStatements will be unavailable on Monday, 1.24.22, from 8 p.m. to 1 a.m.

Piedmont Advantage CDs are among the safest investments you can make.

When you open one of our CDs and leave your money alone during the investment duration or term, you will earn more interest than other savings options.

CD Details

  • Minimum of $500 to open
  • Terms range from three months to 60 months (or five years)
  • Early withdrawal penalty may be imposed based on length of term
    • 12 months or less, 90 days of dividends (interest) will be charged
    • Greater than 12 months, 180 days of dividends (interest) will be charged
  • Notification prior to maturity
  • Automatic renew for another term seven days after maturity unless otherwise advised


Save to Win CD

Piedmont Advantage is one of many credit unions across the country that offers members the opportunity to participate in Save to Win, the nation's largest prize-linked savings program. For every $25 deposit into the Save to Win account, you earn chances to win monthly and quarterly cash prizes of up to $5,000. The more you save, the more chances you have to win.

Save to Win Details

  • Minimum of $25 to open
  • 12-month term 
  • Every $25 deposit earns an entry into monthly cash drawings, up to 10 entries per month
  • Early withdrawal penalty of $25 imposed for first withdrawal; more than one withdrawal within any 12-month term results in disqualification of participating in cash drawings
  • Rules and Eligibility

For more information about our CDs, please complete this inquiry form.

General Information


Certificate Truth In Savings Disclosure

Headquartered in Winston-Salem, North Carolina, and founded in 1949 within the airline industry, Piedmont Advantage Credit Union (PACU) now serves member-owners, who reside, work, worship or attend school in one of the 13 counties it serves in North Carolina or who are employed by one of its many employer companies. These 13 counties are Bladen, Brunswick, Columbus, Cumberland, Davie, Duplin, Forsyth, Guilford, Iredell, Mecklenburg, New Hanover, Pender and Rockingham. A nonprofit cooperative financial institution, PACU has 10 branches throughout its service regions and employs a workforce of over 120.

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