Debit Card Update::

If you have a Piedmont Advantage Debit Card, please note that your new Piedmont Advantage Debit Card will arrive soon. Upon receipt of this new card, put in a safe place and activate on March 10, 2021, to avoid any interruption of services. You will be unable to activate prior to March 10, 2021.


  • In America, nearly two to three individuals struggle to keep up with their credit card payments.
  • Each January consumers everywhere are faced with higher credit card debt due to holiday spending
We have a solution with our Debt Simplified Loan Program!

This is a special, limited-time solution to pay off and consolidate credit card debt!

Special fixed rates AS LOW AS 7.00% APR*

Take advantage of this special solution TODAY and resolve to get your finances in shape for 2021. But hurry, Debt Simplified is only available for a short time!

Interested in the Debit Simplified Loan Program?

APPLY today and, when contacted by one of our lending representatives, tell him or her you want your Debt Simplified.

Or to learn more, please fill out the form below:

Debt Simplified


*Annual Percentage Rate. Fixed rate between 7% APR and 9% APR depending on credit history and profile. All loans subject to credit approval; minimum credit score of 630 required to qualify. Loan proceeds must be used to pay off existing credit card debt and Piedmont Advantage Credit Union (PACU) will control and disburse loan proceeds accordingly. Maximum loan amount is $10,000 and repayment term is one year per $1,000 borrowed up to a maximum term of five years. Loan proceeds cannot be used to pay off existing PACU credit card debt and total combined PACU unsecured loans may not exceed $30,000. Program offer ends April 30, 2021.

Headquartered in Winston-Salem, North Carolina, and founded in 1949 within the airline industry, Piedmont Advantage Credit Union (PACU) now serves member-owners, who reside, work, worship or attend school in one of the 12 counties it serves in North Carolina or who are employed by one of its many employer companies. These 12 counties are Bladen, Brunswick, Columbus, Cumberland, Duplin, Forsyth, Guilford, Iredell, Mecklenburg, New Hanover, Pender and Rockingham. A nonprofit cooperative financial institution, PACU has 10 branches throughout its service regions and employs a workforce of over 100.

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