In order to help prevent the spread of COVID-19 and adhere to social distancing, our branch lobbies are temporarily limited to appointments only. Drive-thru service is still available. To schedule an appointment, click here. We also encourage our members to utilize the Advantage Access Mobile App and Advantage Access Online Banking. You can complete almost all account actions through these services and save yourself from making a trip to a branch. If you have any questions please email callcenterteam@pacu.com or call 800-433-7228.


  • In America, nearly 2 out of 3 consumers have one or more credit cards
  • Almost 8% of these individuals struggle to keep up with their credit card payments
  • Each January consumers everywhere are faced with higher card debt due to holiday spending

PACU has a solution for YOU!

Introducing the Debt Simplified Loan!

This is a special, limited-time solution to pay off and consolidate credit card debt!

Special fixed rates AS LOW AS 7.00% APR*

Take advantage of this special solution TODAY and resolve to get your finances in shape for 2020. But hurry, Debt Simplified is only available for a short time!

Interested in the Debit Simplified Loan?

APPLY today and, when contacted by a friendly lending representative, tell them you want your Debt Simplified!

Or to learn more, please fill out the form below:


* Annual Percentage Rate.  Loan proceeds must be used to payoff credit card debt.  PACU will control and disburse proceeds accordingly, and said proceeds cannot be used to payoff existing PACU debt.  Minimum credit score of 640. For more information on this and many other solutions call us at 800-433-7228

Members can access their accounts anytime through our Advantage Access Mobile App and Advantage Access Online Banking.

Piedmont Advantage Credit Union in North Carolina offers valuable banking solutions including checking accountssavings accountsmortgagesauto loansCDsIRAs and more. Bank online, with our mobile app, or visit one of our conveniently located branches in Winston-SalemEdenMooresvilleCharlotteGreensboroWilmington, Kenansville and Fayetteville, NC.

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