Our fast and simple loan process means you'll get your money right when you need it.

One day, your lawn tractor calls it quits. Then the tuition bill comes due. And those credit card bills are growing every month. At Piedmont Advantage, we understand that life often presents challenges. We are here to help you navigate those challenges. We offer three types of personal loans with competitive rates, flexible terms and no strings attached. You have the freedom to use the money as you see fit, knowing it's going to give you the breathing room you're looking for.

Signature Loan

  • Need funds? Find your solutions with competitive fixed rates and flexible terms.
  • Consolidate debt or purchase items such as lawn equipment, appliances, ATVs, etc.
  • No collateral needed
  • Fast processing and quick closing

Credit Builder Loan

  • Need to establish credit or re-establish a satisfactory payment history? The Credit Builder Loan is a great place to start.
  • Proceeds are placed and held in a share savings account
  • Loan amounts range from $500 to $5,000

Unsecured Home Improvement Loan

Share or CD Secured Loan

  • Use money you are already saving as collateral. This low, fixed rate loan is secured by a hold on your savings or CD balance
  • Proceeds can be used however you need
  • Repayment options include single pay or monthly
  • If CD-secured, term cannot exceed the certificate's maturity date
  • If share-secured, maximum term is 60 months

 

Giving Credit Where It's Due

It's easy to qualify for a personal loan.

Apply

 

Resources

Be Fully Protected

Find an affordable car insurance solution for you and your family.

4.9% APR* Balance Transfer

Transfer other card balances to a Piedmont Advantage Platinum or Platinum Rewards Visa and receive a rate of 4.90% APR* until January 2020!

Piedmont Advantage Credit Union in North Carolina offers valuable banking solutions including checking accountssavings accountsmortgagesauto loansCDsIRAs and more. Bank online, with our mobile app, or visit one of our conveniently located branches in Winston-SalemEdenMooresvilleCharlotteGreensboroWilmington and Kenansville, NC.

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