Whether you’re planning or ready to purchase, our calculator helps you get a loan to fit your needs and budget.
Easy access lines of credit you can tap into when you need extra cash.
Cars break down. Medical bills pop up. Tuition bills rise. A paycheck comes up short. There are many reasons why you might need extra cash. That's why Piedmont Advantage offers home equity and individual lines of credit. Instead of maxing out a credit card during challenging times, tap into a low-cost revolving loan fund. The best benefit? You don't have to ask twice. Upon approval, you can access money easily through the Advantage Access Mobile App or Online Services and any time you have a need over a period of years. You also can access by phone or within a branch.
Premier Advantage Line of Credit
- Low, fixed APR determined by your credit worthiness
- No collateral is required
Home Equity Line of Credit (HELOC)
- Access your funds to use however you need for 10 years
- Competitive variable Annual Percentage Rate (APR) tied to Prime Rate
- No closing costs in most situations
- Acceptable as first or second lien
- Available in NC, SC, VA, GA, TN, FL, WV, PA, OH, IN, MD and NY
For more information about our HELOC or Premier Advantage Line of Credit, please fill out the form below.
Ready to get started with a Premier Advantage Line of Credit?
Shift into gear with the right auto loanRead more: Shift into gear with the right auto loan
See how steady savings can pay offRead more: See how steady savings can pay off
Consistent savings over many years can help you build up savings and wealth. Calculate the power of compound interest.
Auto Loan RatesRead more: Auto Loan Rates
Home Loan RatesRead more: Home Loan Rates
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If you have applied online or directly with our lending department starting 8/26/2021 and would like to check the status of your loan or to upload requested documents, click below.
If you live, work, worship or attend school in the North Carolina counties of Bladen, Brunswick, Columbus, Cumberland, Davie, Duplin, Forsyth, Guilford, Iredell, Mecklenburg, New Hanover, Pender and Rockingham or employed by one of our many employer companies, you are eligible to join.