New Update 10/17/2020:

eStatements will not be available Monday, October 26, 2020 from 8:00pm until 1:00am for website maintenance.

Click here to view a message from our President/CEO, Dion L. Williams.  Starting October 19, 2020, our lobbies will re-open for our member-owners!  Visit our Covid-19 Update page to view more information concerning PACU's re-opening.  For the protection of our members and staff, please remember to wear your mask.

Enjoy more time MORTGAGE-FREE with LIBERTY LOAN!

Are you a mortgage holder who wants to gain financial freedom more quickly? Take advantage of our low-rate home loan that

will leave you mortgage-free in just 12 years, giving you more time and money to do the things you love. 

With the PACU Liberty Loan, you can:

  • Pay off your home in 12 years or less

  • Save $$$ in interest vs. a traditional home loan

  • Borrow up to 85% of the value of your home.

  • Enjoy fixed rates as low as 2.75% APR1 with $0 Origination Fee

  • Benefit from quick and simple fulfillment and fast closing

1. Annual Percentage Rate. Featured APR is for applicants with a credit score of 700 or higher. 


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Liberty Loans are subject to credit and property approval.  Eligible collateral consists of 1-4 family residential real estate, and excludes rental properties and manufactured homes. Liberty Loan is available in NC and SC.  Maximum loan-to-value of 85%. As of 06/08/2020, the Liberty Loan has rates as low as 2.75% APR (Annual Percentage Rate) with a term up to 12 years.  Rates are based on your credit history and profile. Featured APR is for applicants with a credit score of 700 or higher. Monthly payments on a $50,000 loan at 2.75% APR for 144 months would be $408.05. Flood and/or property hazard insurance may be required. Rates, terms, and products subject to change without notice and other restrictions may apply.

Piedmont Advantage Credit Union in North Carolina offers valuable banking solutions including checking accountssavings accountsmortgagesauto loansCDsIRAs and more. Bank online, with our mobile app, or visit one of our conveniently located branches in Winston-SalemEdenMooresvilleCharlotteGreensboroWilmington, Kenansville and Fayetteville, NC.

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