Get an account or finance your next loan with Piedmont Advantage Credit Union in North Carolina.


Have big plans? Make your home work for you.

Are there big things you're just itching to do? Maybe a pool in the backyard, traveling to the sunny tropics with family or updating your kitchen? Homeowners have several exceptional solutions to borrow at attractive rates with minimal closing costs. Whether you want cash in a lump sum, access to a revolving loan fund, or a way to pay off your first mortgage, we're happy to help you check major items off your life's to-do list.

Home Equity Loan

  • Find a solution that fits in your budget with an attractive fixed Annual Percentage Rate (APR) and terms up to 20 years (for loans $25,000+)
  • No origination fee and minimal closing costs
  • Borrow up to $350,000 in lump sum
  • Acceptable as first or second lien

Home Equity Line

  • Transfer your funds whenever you need them via Online Banking, by phone, or within a branch
  • Access your funds to use however you need for 10 years
  • Competitive variable Annual Percentage Rate tied to Prime Rate
  • No closing costs in most situations
  • Acceptable as first or second lien

Liberty Loan

  • Perfect option for paying off your mortgage in 10 years or less!
  • Low fixed rate with no origination fee and minimal closing costs
  • Fast processing and quick closing
  • Borrow up to 85% of the property's value
  • For loan amounts of $25,000 to $417,000


Your Home Pays You Back

The equity you've built up serves as collateral for a loan with an affordable interest rate.




Headquartered in Winston-Salem, North Carolina, and founded in 1949 within the aviation industry, Piedmont Advantage Credit Union (PACU) serves member-owners, who reside, work, worship, attend school or operate a business in one of the six counties it serves in North Carolina or who are employed by one of its many employer companies. These six counties are Davie, Forsyth, Guilford, Iredell, Mecklenburg and Rockingham.

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