Boat & Recreational Vehicle Loans

Ready for an adventure? We can help send you on your way.

By land, water or air. No matter how you roll, sail or fly, Piedmont Advantage Credit Union’s adventure-buying experience is the place to begin.

Sometimes life is hard and can be stressful. Our advice is to go out and find some fun! Whether you want an RV that sleeps six, a plane that carries four, a fishing boat with twin outboards, or one very cool motorcycle, we'll let you finance up to 100% of the purchase price. With repayment terms of up to 10 years, you'll be able to put your mind at ease and set your sights on exploring North Carolina and beyond.

New & Used Boat Loans

Find the best option for your budget with our competitive, fixed boat loan interest rates
For new boats, borrow up to 100% of the MSRP
For used boats, borrow up to 90% of the NADA "Average retail" value
Minimum loan amount of $10,000
Loan terms up to 120 months ($50,000 minimum)

New & Used RV Loans

Find the best option for your budget with our competitive, fixed RV loan interest rates and terms up to 120 months ($50,000 minimum)
Minimum loan amount of $10,000
If a new RV is what you are looking for, borrow up to 100% of the MSRP
For used recreational vehicles, borrow up to 100% of the NADA "low retail" value

Motorcycle Loans

Whether your dream bike is new or used, find the best option for your budget with our competitive, fixed motorcycle loan interest rates and terms up to 72 months
Borrow up to 100% of MSRP (new) or 100% of NADA trade value (used)

Aircraft Loans

Take flight in your new or used aircraft
Loan amounts up to $100,000
Loan terms up to 120 months

General Purpose

Have a need for non-traditional collateral such as ATVs, appliances, garden tractors, etc? We have a solution for that too!
Terms up to 72 months for loans of $10,000 or more
Borrow up to 80% of the purchase price
Fast loan processing and quick closing

Excitement Is Right Around The Corner

With our adventure-buying experience, feel the daily stress melt away as dreams of outdoor adventures take shape!

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Headquartered in Winston-Salem, North Carolina, and founded in 1949 within the airline industry, Piedmont Advantage Credit Union (PACU) now serves member-owners, who reside, work or worship in one of the eight communities it serves in North Carolina or who are employed by one of its many employer companies. These eight communities are in Forsyth, Guilford, Mecklenburg, Cumberland, Duplin, Iredell, New Hanover and Rockingham counties. A nonprofit cooperative financial institution, PACU has 10 branches throughout its service region and employs a workforce of over 100.

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