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Rewards Credit Card

Our low fees, rates and rewards give you more money to spend on everything you need.

Some people want to have low-interest rates. Others want to maximize points and earn valuable rewards. Others are focused on establishing a good credit rating. At Piedmont Advantage Credit Union, we understand that everyone has different needs. We offer two types of Mastercards for members. Each option comes with worldwide buying power, with no international transaction fees, along with cash access at one of our North Carolina ATMs and 30,000+ surcharge-free ATMs in the CO-OP Shared Network across the country.

 Mastercard® Rewards | Click here for special rate of 3.90% APR*
  • Fixed rates as low as 12.90% APR
  • Fixed interest rate credit cards are hard to find these days. Not at Piedmont Advantage!
  • No annual fee or balance transfer fees
  • No fee for cash advances
  • Chip Technology
  • Contactless and Digital Wallet Technology
  • Liability protection for unauthorized purchases1
  • Mastercard ID Theft ProtectionTM & Mastercard Airport ConciergeTM
  • Priceless Cities Offers and Experiences & Mastercard Golf
  • Rideshare Protection2 & Travel Accident Insurance with Baggage Delay2
  • Access at more than 200,000 ATMs for cash
  • Every purchase earns you rewards!  Visit www.curewards.com to register today!
  • Receive mobile alerts regarding card use and monitor your account for suspicious transactions

APPLY NOW

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Need to transfer a balance?

Stop by your local branch, give us a call at 800-433-7228 or fill out the Balance Transfer Request form and fax it to 336-776-1111

Mastercard® Guide to Benefits

Mastercard® Disclosures

1.  Certain restrictions apply.  See www.mastercard.us/zero-liability for details.

2.  Certain restrictions apply.  For details, see the Guide to Benefits.  Benefits are subject to terms, conditions, and limitations, including limitations on the amount of coverage.  Coverage is provided by New Hampshire Insurance Company, an AIG company, or Warranty Guard, an AIG company for price protection and Satisfaction Guarantee, or Federal Insurance Company for Travel Accident, and Emergency Medical.  All benefits except Travel Accident provide secondary coverage only.

Headquartered in Winston-Salem, North Carolina, and founded in 1949 within the airline industry, Piedmont Advantage Credit Union (PACU) now serves member-owners, who reside, work or worship in one of the eight communities it serves in North Carolina or who are employed by one of its many employer companies. These eight communities are in Forsyth, Guilford, Mecklenburg, Cumberland, Duplin, Iredell, New Hanover and Rockingham counties. A nonprofit cooperative financial institution, PACU has 10 branches throughout its service region and employs a workforce of over 100.

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