Menu
Inclement Weather Update:

Due to the threat of severe weather from Hurricane Ian, ALL branch locations will close at 2:00pm today, Friday, September 30th.  You may access your accounts through Advantage Access Online Banking and our mobile app.  Please stay safe if you have to be out and about.  

Platinum Credit Card

Among the Lowest Interest Rates in the Financial Industry

As with our Rewards Mastercard®, our Platinum Mastercard is easy to use in town, across the country and abroad. Our competitive fixed credit card rates stay the same for purchases, balance transfers and cash advances. Plus, our credit cards have no annual fee, no balance transfer fee, no cash advance fee and no foreign transaction fee.

We also recognize life gets hectic; and you may be late with a payment. We have a no rate penalty policy in place when a late payment is made.

  Platinum Mastercard®
  • Fixed interest rates as low as 10.90% APR.1 Fixed interest rate credit cards are hard to find these days. Not at Piedmont Advantage!
  • No annual fee and never a balance transfer fee
  • No fee for cash advances; same low rate as purchases
  • No international transaction fees
  • Chip, contactless and Digital Wallet technology
  • Liability protection for unauthorized purchases2
  • Mastercard ID Theft ProtectionTM & Mastercard Airport ConciergeTM
  • Priceless Cities Offers and Experiences & Mastercard Golf
  • Rideshare Protection& Travel Accident Insurance with Baggage Delay3
  • Cash access at over 200,000 ATMs throughout North Carolina
  • Receive mobile alerts regarding card use and monitor spending and suspicious activity

APPLY NOW or complete the following inquiry form for additional information:

Credit Card Inquiry Form

General Information



.

Need to transfer a balance?

Stop by your local North Carolina branch, give us a call at 800.433.7228 or fill out the Balance Transfer Request form and fax it to 336.776.1111

Mastercard® Guide to Benefits

Mastercard® Disclosures

Mastercard Application and Solicitation Disclosure

 

  1. As of January 1, 2022, Platinum Mastercard rates for purchases, cash advances and balance transfers vary from 10.90% to 17.90% APR based on your creditworthiness.
  2. Certain restrictions apply. See www.mastercard.us/zero-liability for details.
  3. Certain restrictions apply. For details, see the Guide to Benefits. Benefits are subject to terms, conditions, and limitations, including limitations on the amount of coverage. Coverage is provided by New Hampshire Insurance Company, an AIG company, or Warranty Guard, an AIG company for price protection and Satisfaction Guarantee, or Federal Insurance Company for Travel Accident, and Emergency Medical. All benefits except Travel Accident provide secondary coverage only.

Check Your Loan Status

If you have applied online or directly with our lending department and would like to check the status of your loan or to upload requested documents, click below.

New to Piedmont Advantage?

If you have an immediate family member of an existing Piedmont Advantage member, work for a Select Employer Group or live, work, worship, attend school or operate a business in the North Carolina counties of Davie, Forsyth, Guilford, Iredell, Mecklenburg or Rockingham, you're eligible to become a member.

Piedmont Advantage Credit Cards

What are you waiting for?

       

Offers you the most popular card management features the financial industry has to offer!

  • Access your account using biometric log-in capabilities for convenience and security.
  • View up to a 90-day transaction history.
  • Schedule and confirm payments to your card balance from your checking or savings.
  • Lock and Unlock card usage from your mobile device.
  • Submit travel notifications.

Download on the App Store

Get it on Google Play

Piedmont Advantage Credit Union's Routing Number: 253177861

Headquartered in Winston-Salem, North Carolina, and founded in 1949 within the aviation industry, Piedmont Advantage Credit Union (PACU) serves member-owners, who reside, work, worship, attend school or operate a business in one of the six counties it serves in North Carolina or who are employed by one of its many employer companies. These six counties are Davie, Forsyth, Guilford, Iredell, Mecklenburg and Rockingham.

Back to top