Platinum Credit Card
Among the Lowest Interest Rates in the Financial Industry
As with our Rewards Mastercard®, our Platinum Mastercard is easy to use in town, across the country and abroad. Our competitive fixed credit card rates stay the same for purchases, balance transfers and cash advances. Plus, our credit cards have no annual fee, no balance transfer fee, no cash advance fee and no foreign transaction fee.
We also recognize life gets hectic; and you may be late with a payment. We have a no rate penalty policy in place when a late payment is made.
- Chip, contactless and Digital Wallet technology
- Liability protection for unauthorized purchases2
- Mastercard ID Theft ProtectionTM & Mastercard Airport ConciergeTM
- Priceless Cities Offers and Experiences & Mastercard Golf
- Rideshare Protection2 & Travel Accident Insurance with Baggage Delay3
APPLY NOW or schedule a meeting below:
Select an appointment type below to schedule a meeting concerning the Platinum Credit Card.
Need to transfer a balance?
- As of January 1, 2022, Platinum Mastercard rates for purchases, cash advances and balance transfers vary from 10.90% to 17.90% APR based on your creditworthiness.
- Certain restrictions apply. See www.mastercard.us/zero-liability for details.
- Certain restrictions apply. For details, see the Guide to Benefits. Benefits are subject to terms, conditions, and limitations, including limitations on the amount of coverage. Coverage is provided by New Hampshire Insurance Company, an AIG company, or Warranty Guard, an AIG company for price protection and Satisfaction Guarantee, or Federal Insurance Company for Travel Accident, and Emergency Medical. All benefits except Travel Accident provide secondary coverage only.
If you have applied online or directly with our lending department and would like to check the status of your loan or to upload requested documents, click below.
If you have an immediate family member of an existing Piedmont Advantage member, work for a Select Employer Group or live, work, worship, attend school or operate a business in the North Carolina counties of Davie, Forsyth, Guilford, Iredell, Mecklenburg or Rockingham, you're eligible to become a member.
Offers you the most popular card management features the financial industry has to offer!
- Access your account using biometric log-in capabilities for convenience and security.
- View up to a 90-day transaction history.
- Schedule and confirm payments to your card balance from your checking or savings.
- Lock and Unlock card usage from your mobile device.
- Submit travel notifications.