A $5 deposit provides you with the value-added benefits of membership while building your savings.

Members come first at Piedmont Advantage Credit Union. It’s how we think, what we do, and how we live. We are different from other financial institutions, and it is our core value that guides us as we help our members build financial wellness through:

  • Personalized solutions built for your financial needs
  • Convenience of Advantage Access Mobile App and Online Banking, Advantage Bill Pay, E-Statements to protect your private information and more!
  • Financial information and education
    • Online live webinars and a video library
    • Community seminars offered throughout North Carolina

Once you're a member, you're always a member, with access to various savings accounts to achieve your goals.

Share Savings Account

  • Become a member today with only a $5 deposit!
  • Access your funds at 5,000 shared branches and more than 30,000 surcharge-free ATMs across the country
  • Maintain at least $100 to earn dividends
  • Save every time you get paid by signing up for direct deposit
  • Want to save and win? With every $25 deposit to a Save to Win account, you are entered to win a monthly drawing!


Personal Select Savings Account

  • Pick a special reason to save, name your account (e.g., Wedding Fund, Dream Vacation. Etc.) and start saving
  • Borrow against the value of this account through a share secured loan, while your savings continue to grow and earn dividends


Money Market Savings Account

  • Make your money work for you. Maximize your savings while maintaining convenient access.
  • No monthly account fees
  • $1,000 balance needed to open the account and earn interest


Money Market Plus Savings Account

  • Enjoy a higher APY for larger balances
  • Quick and easy access to funds
  • No monthly account fees
  • $100,000 minimum to open


Holiday Club Savings Account

  • Put more merry into next Christmas, and start planning now!
  • Minimum of $5 to open and start earning interest
  • Funds are transferred automatically to your Regular Share Savings in October


Vacation Club Savings Account

  • Enjoy your next vacation stress-free by saving up for it today
  • Minimum of $5 to open and earn interest
  • Funds are transferred automatically to your Regular Share Savings in April


Share Certificate of Deposits (CDs)

  • Keep cash deposited for longer terms and take advantage of even higher rates
  • Learn more about our Certificates and terms
  • Open a Save to Win Share Certificate and be entered in drawings for cash prizes with each deposit!


Health Savings Accounts (HSAs)

  • Save for future medical expenses and enjoy specific tax advantages
  • Learn more about HSAs


Make Your Move

Join the credit union that puts you, our member-owner, first, every time.
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Truth In Savings Disclosure


New to Piedmont Advantage?

Follow these easy steps to open your membership and new accounts:

  1. Membership begins when you open your Share Savings Account with a minimum deposit of just $5. Upon membership approval, you're set to apply for our premier credit cards, various loan solutions and many other deposit accounts.
  2. If you're not a member and have started or completed an online application, upon receipt of your application, we will follow up with you regarding your membership.
  3. You also may apply for membership or any new account by visiting a branch or calling our Member Relationship Center, 800.433.PACU.

Headquartered in Winston-Salem, North Carolina, and founded in 1949 within the airline industry, Piedmont Advantage Credit Union (PACU) now serves member-owners, who reside, work, worship or attend school in one of the 13 counties it serves in North Carolina or who are employed by one of its many employer companies. These 13 counties are Bladen, Brunswick, Columbus, Cumberland, Davie, Duplin, Forsyth, Guilford, Iredell, Mecklenburg, New Hanover, Pender and Rockingham. A nonprofit cooperative financial institution, PACU has 10 branches throughout its service regions and employs a workforce of over 120.

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