We offer several great choices on how to save for your life's next chapter.

Where do you plan to retire? When your working years are behind you, you'll want to have enough money to live comfortably. The best way to get ready? Plan to begin saving now. An Individual Retirement Account (IRA) will help you add to your retirement solution. Wait. You don’t have a retirement plan? Head to for help building a personalized plan that meets your future needs with your current finances. You'll earn interest on your investments and likely benefit from tax breaks as well.

  • For your IRA, Choose from a Traditional or Roth IRA. To save for education expenses, a Coverdell Education Savings Account offers both savings and withdrawal options for you.
  • Contribute up to $5,500 per year ($6,500 if over age 50)
  • With Traditional IRAs, annual contributions may be tax deductible and investments grow tax-free
  • With Roth IRAs, investments and withdrawals may be tax-free (please consult your tax consultant)
  • Interest calculated daily and paid quarterly
For more IRA tools and resources, or to open an IRA online, check out our Retirement Central portal.

Worry-Free Investing

Piedmont Advantage IRAs are insured up to $250,000 by the National Credit Union Administration, separate and apart from other deposits



Headquartered in Winston-Salem, North Carolina, and founded in 1949 within the airline industry, Piedmont Advantage Credit Union (PACU) now serves member-owners, who reside, work or worship in one of the eight communities it serves in North Carolina or who are employed by one of its many employer companies. These eight communities are in Forsyth, Guilford, Mecklenburg, Cumberland, Duplin, Iredell, New Hanover and Rockingham counties. A nonprofit cooperative financial institution, PACU has 10 branches throughout its service region and employs a workforce of over 100.

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