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Introducing Simple+ Checking from Piedmont Advantage

As a valued North Carolina member, you deserve to be rewarded for trusting us with your financial needs. Become an active checking account holder and you’ll earn a .65% APY* on your Simple+ Checking Account balance up to $10,000. It’s that simple!

As Easy As 1–2–3:

Swipe

Use your debit card a minimum of 15 times for everyday purchases during the month1

Opt-In

Opt-in to your eStatements through Advantage Online Banking

Go Direct

Set up at least one direct deposit*

 

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General Information

 

 

*Simple+ Checking is a tiered rate checking account. Dividend rates and annual percentage yields for Simple+ Checking are stated in Piedmont Advantage Credit Union’s Truth in Savings Disclosure (“TISD”). Minimum account balance of $100 required to earn dividends and annual percentage yields. If minimum qualification requirements are met during a monthly qualification cycle, the first dividend rate and annual percentage yield stated in the TISD will apply up to the first $10,000 of your account balance, and the second dividend rate and annual percentage yield listed in the TISD will apply to any remainder of your account balance. To meet minimum qualification requirements for a monthly qualification cycle, you must: 1) make 15 debit card purchases that post and settle your account; 2) be enrolled to receive e-statements; and 3) have one direct deposit of $100 or more settle to your account. The monthly qualification cycle is defined as the period beginning with the last day of a given month through the next to last day of the following month. If minimum balance requirements are met but you do not meet all of the minimum qualification requirements during a monthly qualification cycle, the third dividend rate and annual percentage yield listed in the TISD will apply to your entire account balance. As of 5/1/2021, the TISD states the following annual percentage yields for Simple+ Checking: first annual percentage yield, .65%; second annual percentage yield, .10%; and third annual percentage yield, 0.10%. Dividend rates and annual percentage yields are subject to change and may change after account opening.

Disclosures

Headquartered in Winston-Salem, North Carolina, and founded in 1949 within the airline industry, Piedmont Advantage Credit Union (PACU) now serves member-owners, who reside, work, worship or attend school in one of the 13 counties it serves in North Carolina or who are employed by one of its many employer companies. These 13 counties are Bladen, Brunswick, Columbus, Cumberland, Davie, Duplin, Forsyth, Guilford, Iredell, Mecklenburg, New Hanover, Pender and Rockingham. A nonprofit cooperative financial institution, PACU has 10 branches throughout its service regions and employs a workforce of over 120.

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